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TEXXR

Chronicles

The story behind the story

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Sources: two US data recovery firms touting hi-tech solutions for unlocking data after ransomware attacks instead just paid the ransom and charged victims extra

ProPublica :

ProPublica

Context & Ripple Effects

This ProPublica exposé is the opening move in a thread the outlet kept pulling: months later it reported that cyber insurers often prefer paying the ransom outright, even when backups could be recovered, because settling is cheaper than restoring. Together the two investigations show a response industry whose economics point toward payment rather than recovery.

The finding also predates the attackers' own adaptation: ransomware rings subsequently began stealing data before encrypting it, ensuring payment even from victims with clean backups — a shift that makes the intermediary layer exposed here more consequential, not less.

First-order effects

  • Victims who hired the two firms paid the ransom plus a markup for a 'hi-tech' unlock they never received, meaning the firms' fees were pure margin on someone else's extortion.
  • Both firms now face reputational damage and potential legal exposure over misrepresenting ransom payments as proprietary technical work.

Second-order effects

  • Recovery firms and insurers function as de facto ransom-payment brokers, and their fee structures give them a financial incentive to pay rather than restore — reinforcing exactly the behavior the attackers price for.
  • As intermediation normalizes payment, attackers' pivot to exfiltration-before-encryption directly targets victims who would otherwise rely on backups, raising the effective cost of every incident.

Third-order effects

  • Ransomware response risks consolidating into a paid middleman economy — recovery vendors, insurers, and negotiators — with the tax code treating victim payments as deductible business costs unless an insurer pays, embedding extortion into ordinary accounting.
  • Law enforcement is building the counterweight: the FBI's distribution of 7,000+ seized LockBit decryption keys shows a free-recovery channel that could disintermediate both the criminals and the fee-charging middle layer if scaled.

The trend: Ransomware is evolving from a direct criminal transaction into an intermediated market — insurers and recovery firms routing payments at a markup — while attackers adapt their leverage and law enforcement tries to cut out the middle.