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Chronicles

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Ripple Labs, the creator of the XRP cryptocurrency, plans to buy back $285M in shares from early investors and employees, sources say at an $11.3B valuation

Cryptocurrency company Ripple Labs, known for its XRP coins, is buying back $285 million worth of shares in the company …

Reuters Krystal Hu

Context & Ripple Effects

Ripple’s reported repurchase follows its 2019 Series C financing at a $10 billion valuation, giving early backers and employees a potential liquidity route without a public listing. The proposed $11.3 billion valuation suggests a modest step up from that earlier financing point.

The transaction also provides a baseline for Ripple’s later private-market repricing: its shares were subsequently reported to trade at valuations of $22 billion to $30 billion, before a later larger tender offer at a $50 billion valuation.

First-order effects

  • Early investors and employees that participate can sell shares to Ripple, while the company deploys $285 million of capital to consolidate ownership.
  • The reported $11.3 billion tender valuation establishes a current reference price for Ripple equity, distinct from the market value and price movements of XRP.

Second-order effects

  • A company-sponsored liquidity event can reduce pressure on employees and early holders to seek buyers in private secondary markets, concentrating price discovery around the tender terms.
  • The repurchase gives later private-market participants a benchmark against which to assess Ripple shares; subsequent reports of higher private-market share prices make this tender an important earlier valuation marker.

Third-order effects

  • If repeated, company-funded tenders can become a substitute for an IPO as a way for mature private crypto companies to manage employee and investor liquidity while retaining private-company control.
  • The widening gap between Ripple’s private-company valuation and XRP’s token market capitalization underscores that investors may increasingly evaluate crypto businesses and their associated tokens as separate exposures.

The trend: Ripple’s buyback is an early example of mature crypto companies using private-market liquidity programs to serve shareholders without relying on a public listing.