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Chronicles

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Ripple raises $200M Series C led by global investment firm Tetragon at a $10B valuation

Ripple, a San Francisco-based company that uses cryptocurrency to move money across borders, announced a massive funding round on Thursday that values the company at $10 billion.

Fortune

Context & Ripple Effects

This 2019 round is the midpoint of a decade-long escalation: Ripple Labs' $28M Series A in 2015 funded an early bet on moving money across borders with cryptocurrency, and four years later Tetragon's $200M Series C priced that bet at $10B — institutional capital arriving at scale into a sector still fighting for legitimacy.

The arc since then validates the 2019 pricing: stablecoin-era Ripple raised $500M from Citadel and Fortress at a $40B valuation in 2025, private shares re-rated to $22B-$30B on major acquisitions, and by early 2026 the company launched a buyback tender at a $50B valuation to return cash to investors and employees.

First-order effects

  • Tetragon's lead gives Ripple a $10B valuation and $200M of fresh capital, making it one of the best-funded cross-border payments companies of the crypto era and extending its runway against incumbent correspondent banking rails.
  • The round marks a shift in Ripple's investor base from venture-stage backers like its 2015 Series A syndicate to global investment firms writing nine-figure checks.

Second-order effects

  • Institutional validation at $10B set the template for the larger rounds that followed — Citadel and Fortress entering at $40B in 2025 shows traditional finance buyers repricing Ripple as payments infrastructure rather than a speculative crypto asset.
  • A rising private valuation with no IPO creates a liquidity gap for employees and early investors, which the company eventually addressed through the 2026 tender offer rather than a public listing.

Third-order effects

  • If the pattern holds, late-stage crypto-native companies mature like any other private infrastructure firm: successive mega-rounds, acquisitions, and buybacks substitute for public markets, concentrating ownership among global investment firms while retail exposure stays indirect.
  • Cross-border settlement migrating onto crypto rails moves pricing power in international payments away from bank intermediaries toward whichever platform — Ripple among them — controls the corridor network.

The trend: Crypto-based payments infrastructure is graduating from venture bets into privately held giants whose valuations compound across rounds while liquidity is managed through buybacks instead of IPOs.

Discussion

  • @peterktodd Peter Todd on x
    This. XRP, like almost all ICO coins, doesn't need to exist and gives you no real rights to anything. It's purpose is to make Ripple money, by selling it to suckers. https://twitter.com/...
  • @liujackc @liujackc on x
    Ripple's $200m raise parallels to Circle's $110m raise in 2018. We already know the story to come. https://techcrunch.com/... https://techcrunch.com/...
  • @nursexrp Xrp_nurse on x
    “We are in a strong financial position to execute against our vision,” said Ripple CEO BG in a statement. “As others in the blockchain space have slowed their growth or even shut down, we have accelerated our momentum and industry leadership throughout 2019 https://twitter.com/..…
  • @wkahneman WrathofKahneman on x
    @bgarlinghouse What is the $ for? Brad very bullish in this article, noted that they don't need it but like the flexibility. It will be used in part to open more offices globally & hire 150 new employees. Also said XRP used in %15 of MGI volume in Mexico. (gone up) https://fortun…
  • @gordongekko369 Sir Gordon Gekko on x
    Wow we are now a 10B project https://twitter.com/...
  • @fatihsk87 FatihSK on x
    Remember. You're not buying $XRP. You're sponsoring them. https://twitter.com/...
  • @theonevortex @theonevortex on x
    How ripple keeps securing investment is beyond me. All they literally do is sell their token, that's where their revenue comes from because they literally do nothing as a company. https://twitter.com/...
  • @lawmaster Larry Cermak on x
    If Ripple ever somehow makes it work as a payments company, it will be the equity holders that benefit and the XRP holders holding a massive bag. XRP is a revenue generating mechanism for Ripple, nothing else. Ripple has so far sold $1.2 billion in XRP - majority of its revenue h…
  • @mayazi Maya Zehavi on x
    When pumping, dumping, social media bot networks & security fraud just ain't enough. https://www.theblockcrypto.com/ ...
  • @udiwertheimer Udi Wertheimer on x
    Ripple is proving to be a lot more capable than the Ethereum Foundation and ConsenSys, two grossly incompetent orgs who can only get funding by dumping on the community. It's hardly a competition. ETH is very well positioned to become the worst performing shitcoin in 2020 https:/…
  • @jussyc123 Justine on x
    Ripple valued at $10 billion.. another zero On there next year I reckon https://twitter.com/...
  • @alex @alex on x
    if ur product is so good that it will change finance, needing 200M to market it feels odd reminds me of this old DValentine quote: “I'm looking to invest in companies that can screw everything up and still succeed because the customer pulls the product out of their hands” https:/…
  • @arrington Michael Arrington on x
    Ripple valued at $10 BILLION in new $200 million funding round. https://fortune.com/...
  • @kylebrussell Kyle Russell on x
    If we get big enough it'll stop looking like fraud https://twitter.com/...
  • @xrp1procent xrPeter on x
    In an interview with Fortune, CEO Brad Garlinghouse said Ripple currently has more than 300 customers. He expects Ripple's customer base to grow 30-40% in 2020, and says transaction volume on the company's network will increase more than 600%. https://fortune.com/...
  • @tpluszero @tpluszero on x
    ...Forbes article with more details attached. Ambitious growth targets for next year. And Ripple appears to be more committed to XRP than ever. https://fortune.com/...
  • @c3_nik @c3_nik on x
    ** Breaking ** Ripple Raises $200 Million to Push Adoption of XRP Cryptocurrency “It's been a tremendous, tremendous year for Ripple,” he says, adding that the company will be disclosing more numbers and major announcements in early 2020. #ripple https://fortune.com/...