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TEXXR

Chronicles

The story behind the story

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Coinbase, Circle, Paxos, Crypto.com, Bitstamp, Cboe, and Gemini suspend business operations with Silvergate, which reported being “less than well-capitalized”

Silvergate's clients Coinbase, Circle, Paxos, Crypto.com, Bitstamp, Cboe Digital Markets and Gemini said they will suspend business with the bank.

CoinDesk Nikhilesh De

Discussion

  • @coinbase @coinbase on x
    At Coinbase all client funds continue to be safe, accessible & available. In light of recent developments & out of an abundance of caution, Coinbase is no longer accepting or initiating payments to or from Silvergate.
  • @circle @circle on x
    1/ We maintain relationships with several banking partners. We are sensitive to the concerns around Silvergate and are in the process of unwinding certain services with them and notifying customers. Otherwise, all Circle services, including USDC are operating as normal.
  • @microstrategy @microstrategy on x
    We have a loan from Silvergate not due until Q1 '25. There are mkt concerns re SI's fin. condition. For anyone wondering, the loan wouldn't accelerate b/c of SI insolvency or bankruptcy. Our BTC collateral isn't custodied w/ SI & we have no other financial relationship w/ SI.
  • @tier10k @tier10k on x
    [DB] Coinbase Drops Silvergate as USD Banking Partner for Prime Customers, Moving to Signature: Memo
  • @paoloardoino @paoloardoino on x
    #Tether does not have any exposure to Silvergate.
  • @paxosglobal @paxosglobal on x
    In light of recent developments with Silvergate Bank, Paxos has discontinued all SEN transfers and wires to our Silvergate account. Paxos will continue to process all outgoing payments.
  • @coinbase @coinbase on x
    Coinbase has de minimis corporate exposure to Silvergate.
  • @galaxyhq @galaxyhq on x
    1/2 In light of recent developments, Galaxy has stopped accepting or initiating transfers to Silvergate. As a firm, we continue to have no material exposure to Silvergate, and this action was taken out of an abundance of caution.
  • @paxosglobal @paxosglobal on x
    Statement from Paxos on Silvergate Bank: Paxos does not have any material exposure to Silvergate. Paxos' priority has always been the protection of its customers' funds and assets, and as such we leverage a diverse network of banking partners.
  • @frances_coppola Frances ‘Cassandra’ Coppola on x
    Silvergate Tldr: “In January we told you we had lost nearly $1bn, but since then we've discovered that we lost a shedload more than that, breached our covenant with FHLB, had to sell securities at a discount to repay FHLB's loans, and now we're not sure we are solvent” https://tw…
  • @zachxbt @zachxbt on x
    One of the worst trends over the past few months has to be these breaking news accounts that just tweet for engagement citing their “sources” or steal from others. https://twitter.com/...
  • @ap_abacus Andrew on x
    UPDATE: @coinbase drops Silvergate $SI as USD banking partner. Moving Prime customers to Signature Bank. Per a memo cited by sources. **Silvergate Bank drops another 40% in pre-market trading.
  • @cryptohayes Arthur Hayes on x
    .@silvergatebank must be run by the biggest bunch of muppets ever. Step 1: Take USD deposits from crypto firms and pay no interest Step 2: Buy 3mth US treasury bonds yielding 4.78% Step 3: Assume $10 billion of deposits, make $478mio a year That's all you have to do. Muppets
  • @bitstamp @bitstamp on x
    As a precautionary measure in light of recent news, we are no longer processing transfers with Silvergate. Bank transfer services will now be provided by our other global banking partners. Bitstamp client funds remain secure and fully available. Read more: https://blog.bitstamp.n…
  • @tier10k @tier10k on x
    Today Silvergate has lost Coinbase Circle Paxos Galaxy CBOE RIP https://twitter.com/...
  • @adamscochran Adam Cochran on x
    There it is. One of the biggest remaining holdouts supporting Silvergate shifting to Signature Bank. Explains the pre-market dive. I think market is giving up on trying to save SI and willing to anoint Signature as the main crypto US bank for now. https://twitter.com/...
  • @edzitron Ed Zitron on x
    https://www.coindesk.com/... do you understand how bad this is? There are like 2 banks that actually work with crypto companies now and one of them is a guy named Reggie who lives in a storage container on the Hudson https://twitter.com/...
  • @bigblackjacobin Edward Ongweso Jr on x
    “An abundance of caution” is one of my favorite phrases. When someone pulls that one out, grab your wallet and make sure no one has slunk out the back. https://twitter.com/...
  • @autismcapital @autismcapital on x
    BREAKING: Silvergate down 50% in 24 hours and unequivocally turbo fucked. USDC and the majority of the remaining Crypto players have severed their relationships with the bank, leaving it to stew in a pile of its own filth and shame post FTX collapse. https://twitter.com/... https…
  • @tier10k @tier10k on x
    *CRYPTO. COM SUSPENDS US DOLLARS TRANSFER VIA SILVERGATE https://twitter.com/...
  • @tier10k @tier10k on x
    https://twitter.com/...
  • @circle @circle on x
    2/ If you are in need of recommendations for banking alternatives, please reach out to customer-support@circle.com and we will be happy to assist.
  • @dondion35974931 Don Dion on x
    $SI “ is currently analyzing certain regulatory and investigations that are pending with respect to the company,” Silvergate said in an SEC filing on Wednesday. “The company's independent public accounting firm is also requesting detailed information relating to such matters”
  • @mikeippolito_ @mikeippolito_ on x
    The Silvergate news is troubling. One by one, the noose is tightening around US crypto on-ramps. It's a shame. I would love to see the US lead in crypto, but it's looking less likely by the day.
  • @tobin_tweets Michael Tobin on x
    Silvergate shares fell as much as 45%, sinking to a record low after the crypto-friendly bank said it wouldn't be able to file its annual report on time and was reviewing whether it can remain viable https://www.bloomberg.com/... via @markets
  • @lionelralaurent Lionel Laurent on x
    Good thing the crypto bubble didn't take in Wall Street's finest, who as recently as January had a majority “Buy” rating on Silvergate. That has now, of course, become a “Hold”.
  • @jcoviedo6 JC Oviedo on x
    Will Silvergate survive the weekend? $SI
  • @cryptotea_ @cryptotea_ on x
    Silvergate is down 65% since BlackRock announced their investment in them https://twitter.com/...
  • @tier10k @tier10k on x
    @levi_alterman USDC, GUSD, TUSD all hold some portion of USD reserves at Silvergate as of Dec 22
  • @carnage4life Dare Obasanjo on x
    Silvergate, one of the few banks to heavily focus on crypto, has delayed filing its annual report because its unsure it can continue to exist as a viable business. Remember when Fidelity wanted you to put crypto in your 401(k)? https://twitter.com/...
  • @degenspartan @degenspartan on x
    lol damn https://twitter.com/...
  • @degenspartan @degenspartan on x
    its too early to call it in yet, but i think COIN (+99% from recent low) was probably the right tardfi altcoin horse to yeet compared to silvergate (+20%) signature (+4%) https://twitter.com/...
  • @bennetttomlin @bennetttomlin on x
    LMAO so everyone leaving Silvergate for Signature is now going to leave Signature for... https://t.co/9S8tRJt78d
  • @bitfinexed @bitfinexed on x
    I'm sure that fraudulent crypto exchanges will just be able to switch to new crypto friendly banks. New banks will be tripping over their shoelaces to provide services to blatant frauds, after Silvergate and Signature bank collapse due to their association with blatant frauds. ht…
  • @mdudas Mike Dudas on x
    coin prices surprisingly resilient so far today as silvergate implodes https://www.reuters.com/...
  • @silviakillings Silvia Killingsworth on x
    *GALAXY DIGITAL HALTS TRANSFERS TO SILVERGATE (earlier: *COINBASE:NOT ACCEPTING, INITIATING PAYMENTS TO, FROM SILVERGATE)
  • @adamscochran Adam Cochran on x
    Silvergate has far less in deposits than that now - and yields weren't this good when they started. So they clearly went for riskier stuff and got destroyed. But he is right, the only thing that blows up banks is greed and stupidty. https://twitter.com/...
  • @satoshiflipper Satoshi Flipper on x
    Coinbase switched to Signature. Gemini uses JP Mogran Chase. Sucks for Silvergate. A nothing burger for crypto in the USA. https://twitter.com/...
  • @dataarocks @dataarocks on x
    Silvergate lost -$400m(-47%) in market cap during after-hours trading. Their financials are so bad/unreliable that they had to delay release of annual report so avoid panic sell, which still happened anyway. Pretty scary for offramp and $USDC https://twitter.com/...
  • @unusual_whales @unusual_whales on x
    Yesterday, Silvergate Capital, $SI, stated its evaluating its ability to stay alive. Over the last month, there were only three days when bullish vol/prem was above 50%. Premium/vol yesterday: incredibly bearish before close, huge candles. Most active chains all +70% bearish. htt…
  • @joshua_t_white Josh White on x
    “Silvergate was the most shorted US stock as of Tuesday” Lots of people want to demonize short sellers, but it's important to have negative views impounded in stock prices. https://twitter.com/...
  • @adamscochran Adam Cochran on x
    Given Paradigm's position (and Citadel) in SI, and Fred and Paradigm's Coinbase ownership, I suspect this was a political decision and why it took so long. But it's much more relevant than other players because of that.
  • @byzgeneral @byzgeneral on x
    Silvergate down 50% and now Coinbase announces they'll stop working with them. This can't be good. Hopefully all these companies (minus FTX fcourse) can quickly find a replacement. https://twitter.com/... https://twitter.com/...
  • @wublockchain Wu Blockchain on x
    “Coinbase Prime has elected to make changes to our USD banking partners,” the firm said in a message to customers. “We are facilitating fiat withdrawals and deposits using Signature Bank, effective immediately.” https://www.theblock.co/...
  • @silvermanjacob Jacob Silverman on x
    First of all: be cool. The money's still there. Well not there there, at the place where it was, but at a new place that's nearly identical to the other place, down to its name. Please send your future money there, to the new place. https://twitter.com/...
  • @jcoviedo6 JC Oviedo on x
    $SI How long until the bank is seized? https://twitter.com/...
  • @coinbase @coinbase on x
    Client cash is held at FDIC-insured U.S. banks. When a client has a large dollar balance, Coinbase stores their cash in a U.S. government money market fund to keep it safe & liquid. Read how we store your money here 👇 https://help.coinbase.com/...
  • @lawmaster Larry Cermak on x
    @tier10k @levi_alterman Kinda fucked up there isn't enough disclosure to know how much and what the exact split is. I'm assuming not much of USDC reserves sits at Silvergate but why don't we know LOL
  • @levi_alterman Levi Alterman on x
    who is exposed to silvergate still? Binance? other exchanges? https://twitter.com/...
  • @silvermanjacob Jacob Silverman on x
    Is there a difference between the two? Gary & co are closing the fiat ramps. https://twitter.com/... https://twitter.com/...
  • @fintechfrank Frank Chaparro on x
    Trouble brewing at Silvergate Coinbase drops Silvergate for Signature for Prime customers https://www.theblock.co/...
  • @akadosang @akadosang on x
    At some point when exchanges find their solution to Silvergate the narrative will change from “omg no banking partners” to “everything back to normal, let's goooooo” https://twitter.com/...
  • @tier10k @tier10k on x
    Endured a full body cavity search (Coinbase Prime KYC) to get this news first, dedication https://twitter.com/...
  • @tier10k @tier10k on x
    [DB] Coinbase: In Light of Recent Developments & Out of an Abundance of Caution, We Are No Longer Accepting or Initiating Payments to or From Silvergate
  • @tier10k @tier10k on x
    [DB] Coinbase Has De Minimis Corporate Exposure to Silvergate: Tweet
  • @coinbase @coinbase on x
    Coinbase will be facilitating institutional client cash transactions with our other banking partners and have taken proactive action to help ensure that clients experience no impact from this change.