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Chronicles

The story behind the story

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Sources: Square to set IPO price range this week, start trading the week before Thanksgiving

Square IPO roadshow to begin next week: Sources  —  Financial services startup, Square is slated to set its IPO price range this week according to sources familiar with the matter.

CNBC Ritika Shah

Context & Ripple Effects

This caps a run that began when sources said Square planned an IPO for this year back in June, followed by reports in September that it would file within two weeks. Setting the price range now puts Square on track to trade the week before Thanksgiving, one of the most closely watched fintech debuts of 2015.

What makes the pricing week matter: when the range lands days later, it comes in well below Square's last private round — the $11-13 range implying up to $4.19B — making this the test case for whether public buyers will pay private-market marks.

First-order effects

  • Investors who bought into Square's final private round are looking at an immediate markdown if shares price anywhere near $11-13, converting their paper gains into losses on day one.
  • Square's bankers must calibrate the range against a thin window: trading the week before Thanksgiving leaves little room for a delayed deal before year-end.

Second-order effects

  • A discounted pricing forces every late-stage-backed payments and marketplace startup eyeing a 2016 filing to re-mark its own valuation expectations against Square's outcome.
  • If public buyers reward the lower entry point, underwriters gain evidence that pricing-to-market beats defending private marks — shifting leverage in future deals from founders toward IPO allocators.

Third-order effects

  • If Square's discount-and-pop pattern repeats across the 2015-16 vintage of tech listings, the structural gap between private round valuations and public clearing prices becomes a standing haircut on unicorn paper, disciplining how late rounds are priced.
  • The playbook on display here — file quietly, price low, debut into a holiday-shortened tape — resurfaces years later with Instacart's pre-priced Monday/Tuesday cadence, suggesting IPO timing mechanics became a reusable template rather than a one-off.

The trend: Late-2015 tech IPOs mark the moment private-market valuations began meeting public-price reality, with Square's below-round pricing the bellwether deal.