Klarna reports Q4 revenue up 38% YoY to $1.08B, a $26M net loss, down from a $40M net profit in Q4 2024, provision for credit losses up 59%; KLAR drops 26.9%
Financial Times Laith Al-Khalaf
Related Coverage
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Discussion
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@klarnaseb
Sebastian Siemiatkowski
on x
At the same time, we continue to transform our cost structure through AI-enabled productivity. Since Q4 2022, revenue is up 104% while operating expenses declined 8% and headcount is down 49%. That's driven revenue per employee to $1.24 million, up 3.6 times since 2022.
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@klarnaseb
Sebastian Siemiatkowski
on x
Amazing a video like this is possible nowadays, without me spending virtually any time on it. Instead, I get more time working on Klarnas business and addressing things like the amazing feedback we collected here earlier. As well as spend even more time with customers!
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@rampcapitalllc
@rampcapitalllc
on x
Turns out Klarna just needs to hire more muscle to collect on unpaid debts (Chipotle burritos) [image]
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@jimcramer
Jim Cramer
on x
Klarna doesn't even mention eps in its release. Talk about the old days.. Give me a break.
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@brewmarkets
@brewmarkets
on x
Klarna's valuation: 2021: $45 billion 2026: $5 billion [image]
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@klarna
@klarna
on x
What an exciting quarter! Q4 2025 marked our first $1B revenue quarter—proof that consumers want banking that works FOR them, not against them. The highlights🚀: - Banking customers up 101% to 15.8 million users - $1.082B revenue (+38% YoY) - $38.7B GMV (+32% YoY) - 4.2m active
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@klarnaseb
Sebastian Siemiatkowski
on x
We just announced our Q4 results, our first billion dollar revenue quarter. In Q4 we delivered. 👉Active consumers reached 118 million, up 28% year-over-year. 👉Merchants grew to 966 thousand, up 42% year-over-year. 👉GMV came in at $38.7 billion, above the top end of our
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@klarnaseb
Sebastian Siemiatkowski
on x
15.8 million consumers use our banking services. This group of consumers: ✅Use one of Klarna's financial services such as the card, Fair Financing, or savings. ✅Grew 101% year-over-year. ✅Generate $107 in revenue per user compared to $30 for the average Klarna customer.
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@jessefelder
Jesse Felder
on bluesky
‘The company said that it had set aside $250mn for credit losses in the fourth quarter — up almost 60 per cent on the same period in 2024.’ www.ft.com/content/dbe5...