2026-02-20
At the same time, we continue to transform our cost structure through AI-enabled productivity. Since Q4 2022, revenue is up 104% while operating expenses declined 8% and headcount is down 49%. That's driven revenue per employee to $1.24 million, up 3.6 times since 2022.
Financial Times
Klarna reports Q4 revenue up 38% YoY to $1.08B, a $26M net loss, down from a $40M net profit in Q4 2024, provision for credit losses up 59%; KLAR drops 26.9%
Amazing a video like this is possible nowadays, without me spending virtually any time on it. Instead, I get more time working on Klarnas business and addressing things like the amazing feedback we collected here earlier. As well as spend even more time with customers!
Financial Times
Klarna reports Q4 revenue up 38% YoY to $1.08B, a $26M net loss, down from a $40M net profit in Q4 2024, provision for credit losses up 59%; KLAR drops 26.9%
We just announced our Q4 results, our first billion dollar revenue quarter. In Q4 we delivered. 👉Active consumers reached 118 million, up 28% year-over-year. 👉Merchants grew to 966 thousand, up 42% year-over-year. 👉GMV came in at $38.7 billion, above the top end of our
Financial Times
Klarna reports Q4 revenue up 38% YoY to $1.08B, a $26M net loss, down from a $40M net profit in Q4 2024, provision for credit losses up 59%; KLAR drops 26.9%
15.8 million consumers use our banking services. This group of consumers: ✅Use one of Klarna's financial services such as the card, Fair Financing, or savings. ✅Grew 101% year-over-year. ✅Generate $107 in revenue per user compared to $30 for the average Klarna customer.
Financial Times
Klarna reports Q4 revenue up 38% YoY to $1.08B, a $26M net loss, down from a $40M net profit in Q4 2024, provision for credit losses up 59%; KLAR drops 26.9%
2025-09-11
Love this film! It's aged well. The ending is quite something! Worth the watch
Bloomberg
Klarna's shares closed up 14.55% at $45.82 in its NYSE debut, giving it a $17B+ market cap, after the company and some of its backers raised $1.37B in its IPO
svenska handelsbanken 1.27 — tf bank 1.32 — swedbank 1.46 — norion bank 1.48 — skandinaviska enskilda banken 1.66 — klarna bank ab 7.25 [embedded post] Molly Taft / @moll...
2025-05-24
I told Sam 2 years ago: since it seems likely that AI will change our jobs... ... lets focus AI on replacing the least popular ones: 1. CEOs 2. Bankers 3. Lawyers Since I fit 2 of 3, here is my contribution: Look forward to more time with customers! https://techcrunch.com/...
TechCrunch
Zoom CEO Eric Yuan used an AI avatar for his initial comments on Zoom's Q1 earnings call on May 21; Klarna's CEO used an AI avatar to deliver earnings on May 19
That's what Klarna just reported. Largely thanks to smart AI integration. — https://lnkd.in/... … Georg Zoeller : Klarna is a front runner at replacing humans with AI and then q...
2025-03-29
Programming is learning a language to communicate with computers. Because computers had so low fault tolerance just like construction engineering, it was critical to learn how to express yourself as well as the terminology/words. These languages are potentially more efficient
Financial Express
Replit CEO Amjad Masad says learning to code is a waste of time, citing Dario Amodei's prediction that AI may generate essentially all code by next year
Repli CEO Amjad Masad said that since AI will take over coders in future, one should not waste time on studying coding now.
2024-02-28
This is a breakthrough in practical application of AI! Klarnas AI assistant, powered by @OpenAI, has in its first 4 weeks handled 2.3 m customer service chats and the data and insights are staggering: - Handles 2/3 rd of our customer service enquires - On par with humans on...
Fast Company
Klarna claims its ChatGPT-powered AI chatbot handles two-thirds of all customer service chats and “is doing the equivalent work” of 700 full-time human agents
Klarna is bullish on bots. — One month after taking its OpenAI-powered virtual assistant global, the Swedish buy-now …
2024-01-25
.@Klarna continues to break new ground! Today we announce our first-ever subscription service, Klarna Plus. Now available in the US to our 37M+ local shoppers, the program enhances the Klarna experience offering subscribers exclusive benefits like double rewards, special deals...
CNBC
Klarna launches Klarna Plus, a $7.99 per month plan in the US, offering waived service fees when using its One Time Card, double rewards points, and more
Hugh Son / CNBC :
2023-06-13
Another example of UK taking the lead. Honestly I am always super impressed when I speak to UK politicians and regulators - thoughtful and smart! They were the first in the world to appoint an AI Minister! And will be the first to host a global summit on AI safety later this... https://twitter.com/...
Axios
a16z plans to open a crypto-focused office in London and leads a $43M round in London-based Gensyn, which offers a decentralized compute network for training AI
Over the last year it has become clear that blockchains … Reuters : London crypto move is a sign of desperate times FinSMEs : Gensyn Raises £33.8M in Series A Funding Eli Dambel / ...
2023-06-12
Another example of UK taking the lead. Honestly I am always super impressed when I speak to UK politicians and regulators - thoughtful and smart! They were the first in the world to appoint an AI Minister! And will be the first to host a global summit on AI safety later this... https://twitter.com/...
Axios
a16z plans to open a crypto-focused office in London and leads a $43M round in UK-based Gensyn, which offers a decentralized compute network for training AI
America's largest investor in crypto startups believes that the industry's future may be across the pond, and is opening …
2022-07-12
Today Klarna announces an $800m financing round during the worst stock downturn and challenging macro in decades. We are not immune to public peers being down 75-90% and hence our valuation is down on par. Here are some facts that the media might omit in reporting on this 🧵 👇
Financial Times
Klarna confirms raising $800M at a $6.7B valuation, down from $46B in June 2021, including from new investors Mubadala and Canada Pension Plan Investment Board
Siddharth Venkataramakrishnan / Financial Times :
2021-10-28
To tackle climate change, we need more long term capital and move away from short term quarterly capitalism. This move by @sequoia cannot be overstated! https://twitter.com/...
Stratechery
The Sequoia Fund announcement shows Sequoia Capital wants to invest and keep long-term positions in SaaS companies with proven business models
Two weeks ago, in The Death and Birth of Technological Revolutions,1 I puzzled about exactly where we were in the Age of Information and Telecommunications …
2021-10-18
I wonder, how many senior execs of major companies are nervous about retweeting this? The potential repercussions it might have for our businesses? Rationally I don't believe Apple would ever care what I tweet. But the massive dependencies will make people nervous @PatrickMcGee_ https://twitter.com/...
Financial Times
Analysis: Apple Search Ads now account for 58% of iOS app installs from an ad click, up from 17% a year ago; Apple to earn $5B from its ads business in FY 2021
Patrick McGee / Financial Times :
2021-08-12
I am grateful to Sweden for the opportunities and support it gave me; an immigrant kid and us as a company! I believe in particular Göran Persson had the vision and laid the ground for Swedens current prosperity How Sweden became Silicon Valley of Europe https://www.reuters.com/...
Reuters