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TEXXR

Chronicles

The story behind the story

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Binance.US plans to eliminate fees for spot bitcoin trading for all customers, in a bid to attract new investors

Exchange's users can trade bitcoin for the U.S. dollar, tether, other stablecoins without spot trading fees  —  Cryptocurrency exchange Binance.US said it is eliminating fees on spot bitcoin trading for all customers.

Wall Street Journal Vicky Ge Huang

Context & Ripple Effects

Binance.US exists because the global exchange cut off US trading customers in 2019 and spun up a domestic venue months later. Three years in, it is now spending its main revenue line — spot trading fees — as a customer-acquisition budget, making bitcoin-to-dollar and stablecoin trades free for everyone.

The move lands mid-race: rival FTX US answered within weeks by opening its own no-fee stock trading to all US users, and derivatives venue Deribit later copied the playbook with zero-fee spot trading of BTC, ETH, and USDC — notably keeping it even after Binance ended its campaign.

First-order effects

  • US retail investors can now buy and sell bitcoin against dollars, tether, and other stablecoins without paying spot fees, removing the price friction that most directly deters small first-time trades.
  • Binance.US forfeits its core spot-fee revenue on BTC pairs, betting that new-user volume will be monetized through other products instead.

Second-order effects

  • FTX US escalates rather than matches, expanding no-fee trading into equities for all US users including non-crypto investors — turning the fee war from a bitcoin pricing fight into a cross-asset land grab for retail accounts.
  • Derivatives-focused venues like Deribit are pulled into offering free spot as a funnel for their paid derivatives business, compressing spot fees industry-wide regardless of whether Binance sustains its own promotion.

Third-order effects

  • If zero-fee spot becomes table stakes, crypto exchanges converge on the brokerage model: the trade is free, and margin comes from derivatives, listings, and adjacent services — a path Binance itself later extends with zero-commission stock and ETF trading in its super-app push.
  • Exchanges that cannot subsidize acquisition from other revenue lines get squeezed toward consolidation or niche positioning, since fee income was the traditional moat for smaller spot venues.

The trend: Crypto exchanges are racing spot trading fees to zero and repositioning the free trade as an acquisition funnel for derivatives and multi-asset 'super app' products.

Discussion

  • @canteringclark Ryan Sperin on x
    This market is not yet in a race to the bottom like equities when it comes to fees, it doesn't need to be yet. This is to drum up interest because there are like 6 traders on Binance US and they are going to lose to FTX here. https://twitter.com/...
  • @tier10k @tier10k on x
    Coinbase down 10% premarket https://twitter.com/...
  • @wublockchain Wu Blockchain on x
    Binance US allows customers to trade spot bitcoin for the U.S. dollar, tether, USD Coin and Binance USD—or vice versa—without paying spot trading fees. WSJ reported. https://t.co/79z7CS7UgR