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Chronicles

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Dutch ACM says Apple's latest changes to App Store rules, which let developers of dating apps choose payment methods, meet local and EU competition requirements

It's still unhappy about the carve-out for dating apps in the Netherlands  —  Apple announced on Friday that it once again updated …

The Verge Mitchell Clark

Context & Ripple Effects

The ACM’s intervention began with an order requiring alternative payments for dating apps, then Apple offered third-party processing while retaining a 27% commission on those transactions. The regulator now accepts Apple’s revised approach as meeting Dutch and EU competition requirements.

That resolves the immediate compliance question but not the policy boundary: ACM remains dissatisfied that the remedy is confined to dating apps in the Netherlands. The case is therefore a narrow test of Apple’s claimed compliance through minor technical changes, rather than a general App Store opening.

First-order effects

  • Dutch dating-app developers can choose their payment method under rules ACM considers compliant, while Apple avoids further noncompliance over the Dutch order.
  • Apple retains a regulated payment role through its commission structure even when a developer uses a third-party processor.

Second-order effects

  • Dating-app developers must weigh third-party payment control against Apple’s remaining commission, limiting how much the new option changes their transaction economics.
  • ACM’s acceptance gives Apple a compliance template for the specific Dutch dating-app remedy, while the regulator’s objection to the carve-out preserves pressure over its scope.

Third-order effects

  • The case points to platform-payment remedies that regulate both access to alternative payments and the take rate attached to them, rather than treating alternative processing as a complete separation from the platform.
  • If regulators continue to target app categories or national markets individually, App Store payment policy is likely to evolve through narrow, jurisdiction-specific obligations instead of a single uniform model.

The trend: App-store payment regulation is moving from bans on exclusive in-app payments toward scrutiny of the fees and constraints that remain after alternative payment options are introduced.

Discussion

  • @carnage4life Dare Obasanjo on x
    Dutch antitrust watchdog says Apple now complies with policy for allowing dating apps use 3rd party payments. However it seems pointless since 1. There's a scary dialog saying the app doesn't use Apple Pay 2. Apple gets 27% which after Stripe's 2.9% is 🤷🏾‍♂ ️ https://www.theverge…
  • @lapcatsoftware Jeff Johnson on x
    It sucks that Techmeme linked to my tweet right before I was going to delete it. https://twitter.com/...
  • @carnage4life Dare Obasanjo on x
    So between the conversion rate drop off from the warning dialog and paying 29.9% of revenue to Apple and your payment processor (e.g. Stripe) it's likely better to just stick with Apple IAP and give them 30% minus warning dialog.
  • @simonvandorpe Simon Van Dorpe on x
    Reaction of Dutch competition chief Martijn Snoep suggests case is now closed for the @AutoriteitCM. “We are glad that Apple has finally brought its conditions in line with European and Dutch competition rules,” Snoep said. https://twitter.com/...
  • @simonvandorpe Simon Van Dorpe on x
    Apple overnight announced further changes to the mechanism it devised to comply with a 🇳🇱 @AutoriteitCM order to create fair payment conditions for dating apps https://developer.apple.com/ ...
  • @lapcatsoftware Jeff Johnson on x
    Welp. WTF? I don't understand why they're ok with this. The 3% discount is just going to be eaten by the alternative payment processor, so there seems to be no point to this. https://www.acm.nl/...
  • @vilile Vili Lehdonvirta on x
    “In the digital economy, powerful companies have a special responsibility to keep the market fair and open.” https://twitter.com/...
  • @lewis_crofts Lewis Crofts on x
    After a long fight, @apple and Dutch watchdog settle on a way to open up payments on app-store. Just applies to Dutch dating apps but could be a model more broadly. @apple still appealing though #antitrust ⁦@AutoriteitCM⁩ https://www.acm.nl/...