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TEXXR

Chronicles

The story behind the story

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Stripe begins hiring a crypto team to “build the future of Web3 payments”, three years after ending bitcoin support

Payments company Stripe has begun assembling a crypto engineering team to chart its future in digital assets.  —  The team - described in LinkedIn posts and job listings …

CoinDesk Danny Nelson

Context & Ripple Effects

Stripe's crypto work marks a reversal from its earlier Bitcoin-support launch and subsequent retreat from bitcoin payments. The significance is not a revived checkout option alone, but a return to building payment infrastructure around digital assets.

The later coverage traces how that engineering push became product distribution: Stripe expanded access for exchanges, wallet providers and NFT marketplaces and then put a fiat-to-crypto widget with compliance handling inside Web3 applications.

First-order effects

  • Stripe reallocates engineering effort toward Web3 payments, making digital-asset infrastructure an active product-development priority after its bitcoin exit.
  • Crypto-focused merchants and platforms gain a clearer signal that Stripe intends to serve their payment needs rather than remain limited to conventional payment flows.

Second-order effects

  • Stripe's later support for exchanges, wallets and NFT marketplaces turns its renewed crypto effort into a route for those businesses to access payment and on-ramp infrastructure.
  • By taking responsibility for KYC, fraud and compliance in its later embedded widget, Stripe shifts more of the operational burden from Web3 developers onto the payments provider.

Third-order effects

  • If this product path persists, crypto payment access becomes less a specialist integration and more an embedded, compliance-managed service offered by mainstream payment platforms.
  • Stripe's trajectory points to competition in digital-asset payments centering on who combines programmable settlement with the policy controls businesses need to deploy it.

The trend: Web3 payments are moving from standalone crypto integrations toward embedded payment infrastructure that bundles conversion, risk controls and compliance.

Discussion

  • @gponcin Guillaume Poncin on x
    We're starting a new crypto team at @Stripe. I'm hiring engineers and designers to build the future of Web3 payments: https://stripe.com/.... https://twitter.com/...
  • @collision John Collison on x
    Stripe and crypto have grown up at the same time; we started writing code the year after the Bitcoin paper dropped. We've always kept an eye on things (e.g. bitcoin support 2013-2015) but last few years' developments (L2s, new chains, stablecoins, DeFi) are particularly exciting.…
  • @brian_armstrong Brian Armstrong on x
    Exciting to see - every major fintech company is now doing something with crypto. Let that sink in for a moment. And most major social companies (Twitter, Reddit, Facebook). Gaming is next. Crypto is Web 3.0 https://twitter.com/...
  • @pinboard @pinboard on x
    The web3 concept that is slowly congealing is an interesting inversion of web 2.0. Back then the idea was “build social websites and figure out the money part later.” Today it's “build money stuff and figure out some non-speculative use for it later.” https://twitter.com/...
  • @iamchrisani Chris Ani on x
    Omooooo Every fintech company will soon be a crypto company This is wow https://twitter.com/...
  • @stefdelev Stefen DelevDAO on x
    Fintech firms moving into Web3 is, of course, inevitable and expected. But my question when it happens is always: will what you're building actually be available globally (as crypto is global by default), or will this just be piecemeal inclusion? https://twitter.com/...
  • @alexisohanian @alexisohanian on x
    Never would've expected Stripe to come around to crypto but here we are. This is a VERY big deal. #WAGMI https://twitter.com/...
  • @patrickc Patrick Collison on x
    We've a lot of ideas for what to build. https://twitter.com/...
  • @mayazi @mayazi on x
    so stoked about this!! Stripe is such a big deal cuz they managed to build an elegant embedded payment solution that can be integrated into marketplaces, SMB. etc., while latching onto old school payment networks on the back end https://twitter.com/...
  • @julieverhage Julie VerHage-Greenberg on x
    When @stripe ended Bitcoin support 3 years ago, it was because no one was using Bitcoin. That's obviously changed now, so it makes sense that Stripe would change too. https://twitter.com/...
  • @grady_booch Grady Booch on x
    Respectfully, no. The Web is far grander than a transactional place where influencers vie to monetize every interaction. https://twitter.com/...
  • @joemccann @joemccann on x
    .@stripe is the canonical example of how to build a developer-first business and a developer-friendly product. Now, they are focusing on serving the developers building Web 3.0 apps. This is signal, not noise. https://twitter.com/...
  • @gladstein Alex Gladstein on x
    Stripe, like everyone else, will eventually chose to build on Lightning for payments. In the meantime, they continue to waste time pumping VC projects. https://twitter.com/...
  • @coindesk @coindesk on x
    SCOOP: Payments company @stripe has begun assembling a crypto engineering team to chart its future in digital assets. @realDannyNelson reports https://www.coindesk.com/...