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[Thread] OnlyFans is banning sexually explicit content because new Mastercard rules, in force from October 1, make hosting such content prohibitively expensive

And How VC Would Handle An OnlyFans 2.0 Lucas Shaw / Bloomberg : HBO Is About to Lose 5 Million Customers. It's Not Concerned. Ivan Mehta / TNW : OnlyFans wants to find ‘solutions’ for sex workers after its stupid porn ban Leigh Beadon / Techdirt : Funniest/Most Insightful Comments Of The Week At Techdirt Kevin Raposo / KnowTechie : OnlyFans updated its sexually explicit content guidelines - here's what's officially banned Tweets: @onlyfans : Dear Sex Workers, The OnlyFans community would not be what it is today without you. The policy change was necessary to secure banking and payment services to support you. We are working around the clock to come up with solutions. #SexWorkIsWork @kittystryker : Thread: Let's talk about the group who pushed Mastercard to further restrict adult content, the National Center on Sexual Exploitation, or NCOSE. https://twitter.com/... @hkesvani : The tl;dr is that if you think the problem with Onlyfans is the perpetuation of parasocial relationships that are primarily transactional - this is basically how Facebook is planning to build the future internet, and it should worry people a lot more @whoresofyore : Replace “the Only Fans community” with “the company with an estimated worth of up to 1 billion dollars” & you're getting closer. Do better, #OnlyFans. Support the people who made you instead of taking away their income & throwing them to the wolves https://twitter.com/... Mighti Jamie / @mightijamie : Nonsense. You were trying to sell out the black women who built this platform and made in a recognized name. https://twitter.com/... Charlotte Shane / @charoshane : These people want sex workers eradicated, period. If they were actually so disturbed by child porn they'd be focusing exclusively on Facebook, which exponentially exceeds every other platforms' violations https://twitter.com/... Kate Sloan / @girly_juice : ..."to support you" in doing... the exact kind of work that is no longer allowed on your site? Look, if you're gonna kick sex workers off your platform, at least have the guts to admit that's what you're clearly doing. This half-assed bullshit is a meaningless insult. https://twitter.com/... Detroitgirl_green_eyes / @detroitgreeneye : New notice of updated acceptable use policy for onlyfans effective October 1, 2021 This is from a link sent by onlyfans to my email. They are gonna lose so much revenue. Would appreciate suggestions on other sites that will be better than this. https://twitter.com/... Yasmina Khan / @bengaligoddess : Wtf is this garbage https://twitter.com/... Cleo Constantine / @cleoconstantine : This is a really good thread about what's occurring with onlyfans right now and grounds it in a larger fight against sex workers and the sex industry. https://twitter.com/... Trick Owens / @fuccl : y'all might as well work on filing for bankruptcy. https://twitter.com/... Sam Strake / @samstrake : “The community wouldn't be what it is today with you” Meanwhile this is the first time they have ever even acknowledged that they have sex workers on their platform on social media. https://twitter.com/... Oswaldo / @oswld0 : So instead of dropping Visa/MC you chose to drop us, the people who built your platform. You NEVER promoted us, only random fitness instructors and celebrities. WE brought the traffic. And you kicked us to the curb instead of standing up for us against the payment services. https://twitter.com/... @thealicegrey : “Sex work is work” until we suspect you of being a full-service provider, in which case we will -checks notes- delete your account, ban you from the website, and retain any earnings you have not withdrawn without any warning or recourse. https://twitter.com/... @brentosaur : The policy changes that will kick you off of our platform were made to support you is a thing they certainly chose to say. https://twitter.com/... Dell Cameron / @dellcam : OnlyFans actually acknowledging sex workers. the panic is real. https://twitter.com/... @realmira_xo : @OnlyFans So instead of dropping Visa/MC you chose to drop us, the people who built your platform. You NEVER promoted us, only random fitness instructors and celebrities. WE brought the traffic. And you kicked us to the curb instead of standing up for us against the payment services. @sammysinsss : OnlyFans is a joke if it thinks it will survive when a majority of its users, aka S3X WORK3RS, abandon their platform and all that's left are... wait, who ? Have fun ending up like another WeWork documentary. https://twitter.com/... @pixiepie_x : Translation- In a world where the industry is highly lucrative but SWers are oppressed & marginalised, we needed your labour to build our company & success, but we aren't willing to support you once your reputation starts to sully our opportunity with celebs & advertisers. https://twitter.com/... Meg Turney / @megturney : My content won't be affected by the new policy, but so many of my friends will have to find a new place to post theirs. I understand OF didn't just make this choice for funsies, but it is pretty lame that now is the first time they're publicly acknowledging their SW base. https://twitter.com/... Alana Evans / @alanaevansxxx : Dear @onlyfans The solution is to create your own 2257 intake for paperwork and IDs. For years, Onlyfans was TOO LAZY to make their own and simply sent workers to @APAGunion to use our paperwork! Creating a system would prevent this change but YOU won't don't it. https://twitter.com/... LTP / @lenatheplug : so the first time you acknowledge us is after EVERY major news outlet is covering how you used us to build your platform before casting us aside? nice. https://twitter.com/... @kiwi_sunset : omg read this thread 😵 https://twitter.com/... Savannah Shange / @savannahshange : 🧵 on the OnlyFans ban on sex workers, the banking industry & the evangelical Christian culture wars. https://twitter.com/... Peter Labuza / @labuzamovies : Wish this OnlyFans thing had come up this summer because it would have been such fascinating fodder for my entertainment law course: https://www.protocol.com/... @backupbear : So, they're behaving like a cartel and should be broken up? >> OnlyFans shows Visa and Mastercard are ‘choke-points’ of online speech https://www.protocol.com/... Jesse Damiani / @jessedamiani : OnlyFans shows Visa and Mastercard are ‘choke-points’ of online speech “OnlyFans' decision to ban sexually explicit content raises questions about credit card processors' power.” ⁦@issielapowsky⁩ for ⁦@protocol⁩ https://www.protocol.com/... @alessiovegaxxx : Just in case there was confusion with the entire OnlyFans situation, here is what's NOT acceptable, clearly stated in their new policies that will apply Oct 1st Number 5 Section b. https://www.onlyfans.com/aup https://twitter.com/... Clo Willaerts / @bnox : OnlyFans shares new TOS for “sexually explicit conduct”: no intercourse, masturbation, exhibition of genitals; any such content must be removed before Dec. 1 So where will the xxx content creators move to? https://www.theverge.com/... Andrew Losowsky / @losowsky : This thread succinctly pulls together a lot of info I've seen SWers talk about on here https://twitter.com/... @420cumslut : please read this thread :) the news about OF is a single domino in a long line of dominoes that all started falling when SESTA/FOSTA was passed in 2018. this is the first of many site changes to come and just switching platforms may not be enough. https://twitter.com/... @_lindseylove : People are still trying to tell me that Onlyfans isn't banning porn. Boys, I'm sorry, but they are. Here is the email they sent me and every other model on their platform last night. Here are the new terms: https://www.onlyfans.com/aup https://twitter.com/... Christina Warren / @film_girl : Just like I predicted yesterday, the new OnlyFans TOS defines “nudes” as boobs. It's ironically even more restrictive than the Skinamax analogy I drew yesterday. Lol. Bye OF. You killed yourself. https://www.theverge.com/... See also Mediagazer

@postcultrev Post-Culture

Context & Ripple Effects

OnlyFans had already announced an October prohibition on sexually explicit conduct, then detailed a removal deadline and the conduct it would bar in its new terms for explicit material. This thread supplies the commercial rationale: retaining banking and payment services under Mastercard's new rules.

The episode also shows how quickly that rationale could change: related coverage records OnlyFans suspending the planned ban after receiving payment-service assurances, underscoring that processor access—not only its published creator policy—was decisive.

First-order effects

  • OnlyFans' sex-worker creators were initially required to remove prohibited material before December 1, putting income built around the platform's existing rules at immediate risk.
  • OnlyFans had to align its content policy with the requirements it said were necessary to preserve banking and payment processing.

Second-order effects

  • Mastercard's rules turn adult-content moderation into a payment-access issue for platforms that rely on its network, increasing the operational cost of serving those creators.
  • The reversal after payment-service assurances gives creators and competing platforms evidence that processor relationships can determine whether a content ban is enforced, rather than platform policy alone.

Third-order effects

  • If payment networks continue to set detailed conditions for adult content, platform governance will increasingly be shaped upstream by financial intermediaries rather than by creator platforms' own rules.
  • Advocacy pressure on payment providers, including the reported push by the National Center on Sexual Exploitation, points toward payment access becoming a recurring lever over lawful-but-sensitive online content.

The trend: Payment networks are becoming de facto governors of sensitive-content platforms by tying merchant access to content-policy and compliance requirements.

Discussion

  • @onlyfans @onlyfans on x
    Dear Sex Workers, The OnlyFans community would not be what it is today without you. The policy change was necessary to secure banking and payment services to support you. We are working around the clock to come up with solutions. #SexWorkIsWork
  • @kittystryker @kittystryker on x
    Thread: Let's talk about the group who pushed Mastercard to further restrict adult content, the National Center on Sexual Exploitation, or NCOSE. https://twitter.com/...
  • @girly_juice Kate Sloan on x
    ..."to support you" in doing... the exact kind of work that is no longer allowed on your site? Look, if you're gonna kick sex workers off your platform, at least have the guts to admit that's what you're clearly doing. This half-assed bullshit is a meaningless insult. https://twi…
  • @whoresofyore @whoresofyore on x
    Replace “the Only Fans community” with “the company with an estimated worth of up to 1 billion dollars” & you're getting closer. Do better, #OnlyFans. Support the people who made you instead of taking away their income & throwing them to the wolves https://twitter.com/...
  • @mightijamie Mighti Jamie on x
    Nonsense. You were trying to sell out the black women who built this platform and made in a recognized name. https://twitter.com/...
  • @charoshane Charlotte Shane on x
    These people want sex workers eradicated, period. If they were actually so disturbed by child porn they'd be focusing exclusively on Facebook, which exponentially exceeds every other platforms' violations https://twitter.com/...
  • @detroitgreeneye Detroitgirl_green_eyes on x
    New notice of updated acceptable use policy for onlyfans effective October 1, 2021 This is from a link sent by onlyfans to my email. They are gonna lose so much revenue. Would appreciate suggestions on other sites that will be better than this. https://twitter.com/...
  • @hkesvani @hkesvani on x
    The tl;dr is that if you think the problem with Onlyfans is the perpetuation of parasocial relationships that are primarily transactional - this is basically how Facebook is planning to build the future internet, and it should worry people a lot more
  • @bengaligoddess Yasmina Khan on x
    Wtf is this garbage https://twitter.com/...
  • @cleoconstantine Cleo Constantine on x
    This is a really good thread about what's occurring with onlyfans right now and grounds it in a larger fight against sex workers and the sex industry. https://twitter.com/...
  • @fuccl Trick Owens on x
    y'all might as well work on filing for bankruptcy. https://twitter.com/...
  • @samstrake Sam Strake on x
    “The community wouldn't be what it is today with you” Meanwhile this is the first time they have ever even acknowledged that they have sex workers on their platform on social media. https://twitter.com/...
  • @oswld0 Oswaldo on x
    So instead of dropping Visa/MC you chose to drop us, the people who built your platform. You NEVER promoted us, only random fitness instructors and celebrities. WE brought the traffic. And you kicked us to the curb instead of standing up for us against the payment services. https…
  • @thealicegrey @thealicegrey on x
    “Sex work is work” until we suspect you of being a full-service provider, in which case we will -checks notes- delete your account, ban you from the website, and retain any earnings you have not withdrawn without any warning or recourse. https://twitter.com/...
  • @realmira_xo @realmira_xo on x
    @OnlyFans So instead of dropping Visa/MC you chose to drop us, the people who built your platform. You NEVER promoted us, only random fitness instructors and celebrities. WE brought the traffic. And you kicked us to the curb instead of standing up for us against the payment servi…
  • @brentosaur @brentosaur on x
    The policy changes that will kick you off of our platform were made to support you is a thing they certainly chose to say. https://twitter.com/...
  • @dellcam Dell Cameron on x
    OnlyFans actually acknowledging sex workers. the panic is real. https://twitter.com/...
  • @pixiepie_x @pixiepie_x on x
    Translation- In a world where the industry is highly lucrative but SWers are oppressed & marginalised, we needed your labour to build our company & success, but we aren't willing to support you once your reputation starts to sully our opportunity with celebs & advertisers. https:…
  • @sammysinsss @sammysinsss on x
    OnlyFans is a joke if it thinks it will survive when a majority of its users, aka S3X WORK3RS, abandon their platform and all that's left are... wait, who ? Have fun ending up like another WeWork documentary. https://twitter.com/...
  • @alanaevansxxx Alana Evans on x
    Dear @onlyfans The solution is to create your own 2257 intake for paperwork and IDs. For years, Onlyfans was TOO LAZY to make their own and simply sent workers to @APAGunion to use our paperwork! Creating a system would prevent this change but YOU won't don't it. https://twitter.…
  • @megturney Meg Turney on x
    My content won't be affected by the new policy, but so many of my friends will have to find a new place to post theirs. I understand OF didn't just make this choice for funsies, but it is pretty lame that now is the first time they're publicly acknowledging their SW base. https:/…
  • @lenatheplug LTP on x
    so the first time you acknowledge us is after EVERY major news outlet is covering how you used us to build your platform before casting us aside? nice. https://twitter.com/...
  • @kiwi_sunset @kiwi_sunset on x
    omg read this thread 😵 https://twitter.com/...
  • @savannahshange Savannah Shange on x
    🧵 on the OnlyFans ban on sex workers, the banking industry & the evangelical Christian culture wars. https://twitter.com/...
  • @jessedamiani Jesse Damiani on x
    OnlyFans shows Visa and Mastercard are ‘choke-points’ of online speech “OnlyFans' decision to ban sexually explicit content raises questions about credit card processors' power.” ⁦@issielapowsky⁩ for ⁦@protocol⁩ https://www.protocol.com/...
  • @labuzamovies Peter Labuza on x
    Wish this OnlyFans thing had come up this summer because it would have been such fascinating fodder for my entertainment law course: https://www.protocol.com/...
  • @backupbear @backupbear on x
    So, they're behaving like a cartel and should be broken up? >> OnlyFans shows Visa and Mastercard are ‘choke-points’ of online speech https://www.protocol.com/...
  • @alessiovegaxxx @alessiovegaxxx on x
    Just in case there was confusion with the entire OnlyFans situation, here is what's NOT acceptable, clearly stated in their new policies that will apply Oct 1st Number 5 Section b. https://www.onlyfans.com/aup https://twitter.com/...
  • @bnox Clo Willaerts on x
    OnlyFans shares new TOS for “sexually explicit conduct”: no intercourse, masturbation, exhibition of genitals; any such content must be removed before Dec. 1 So where will the xxx content creators move to? https://www.theverge.com/...
  • @losowsky Andrew Losowsky on x
    This thread succinctly pulls together a lot of info I've seen SWers talk about on here https://twitter.com/...
  • @420cumslut @420cumslut on x
    please read this thread :) the news about OF is a single domino in a long line of dominoes that all started falling when SESTA/FOSTA was passed in 2018. this is the first of many site changes to come and just switching platforms may not be enough. https://twitter.com/...
  • @_lindseylove @_lindseylove on x
    People are still trying to tell me that Onlyfans isn't banning porn. Boys, I'm sorry, but they are. Here is the email they sent me and every other model on their platform last night. Here are the new terms: https://www.onlyfans.com/aup https://twitter.com/...
  • @postcultrev Post-Culture on x
    OnlyFans isn't ditching porn and sex workers because it's trying to get new investments. It's ditching them because on October 1st of 2021 MasterCard is implementing new rules governing sites with adult content that use their payment processing systems.
  • @film_girl Christina Warren on x
    Just like I predicted yesterday, the new OnlyFans TOS defines “nudes” as boobs. It's ironically even more restrictive than the Skinamax analogy I drew yesterday. Lol. Bye OF. You killed yourself. https://www.theverge.com/...
  • @postcultrev Post-Culture on x
    So why the rule changes? Because last December the New York Times published an opinion piece by Nick Kristof caller “The Children of Pornhub” that accused the site and its parent company of profiting off revenge porn, child porn and sex trafficking.
  • @postcultrev Post-Culture on x
    But here's the thing: Kristof's story might have been correct on some of PornHub's abuses but it was deeply manipulative and painfully wrongheaded about sex trafficking in porn and, like almost anything he writes about sex, a filtered version of Christian dominionist propaganda
  • @postcultrev Post-Culture on x
    Just going to make sure one point of this thread is clear: MasterCard's rule changes will do nothing to stop sex trafficking. They might have a marginal effect on non-consensual videos in general but overall these rules are about their own liability, not concern for victims.
  • @postcultrev Post-Culture on x
    The end result of the change is it will be harder to sell sexually explicit content online unless you are part of a major player that can afford the costs to meet the new requirements. Indie sex workers will be driven out and larger companies will be more powerful.
  • @ojrenick Oliver Renick on x
    uh, ya, so I'm pretty sure the #OnlyFans outrage is total fake news. Doesn't look like anything is changing for probably like 99.95% of users. Here is the terms of use that can't be violated: https://onlyfans.com/...
  • @fredbenenson @fredbenenson on x
    OnlyFans deprecating adult content is handing the crypto community a product *and* a HUGE market on a silver platter. What more could they want from an opportunity to prove the potential of cryptocurrency?
  • @nmsonline Nick Stylianou on x
    NEW: For the doubters that OnlyFans was abandoning its adult creators, an update to the Terms Of Service outline exactly what is now forbidden and defines “sexually explicit conduct”: https://twitter.com/...
  • @lucas_shaw Lucas Shaw on x
    For all those people who questioned if the @OnlyFans policy change was real, here is a message they sent to creators today. https://twitter.com/...
  • @artyfakes Tabitha Lyons on x
    I too, just received the OnlyFans email with the new terms snd conditions. Yes my content is safe, but so many others will be hugely affected by this. My heart breaks 💔 ...and who knows when the terms will change again? Maybe it's time I upgrade my website?
  • @issielapowsky Issie Lapowsky on x
    NEW: Who gets to decide what stays and goes on the internet? In the case of OnlyFans, the answer seems to be: major credit card companies taking an increasingly hard-line stance on adult content. https://www.protocol.com/...
  • @carnage4life Dare Obasanjo on x
    The MasterCard rules that have caused OnlyFans to pivot include 1.) age verification of all performers 2.) content moderation & takedown policies in place 3.) A review process prior to content being published #3 is likely the killer since the other two should have been standard. …
  • @bradesposito Brad Esposito on x
    “The BBC has seen examples of some of this banned content. In one video, a man is seen eating faeces. In another, a man pays homeless people to have sex with him on camera.” https://www.bbc.com/...
  • @annolivarius Dr. Ann Olivarius on x
    OnlyFans' takes 20% of a performer's earnings. The disincentive to crack down hard on popular but illegal content is clear. Excellent investigative reporting by @BBCNews shows exactly how OnlyFans fails to solve this problem. https://www.bbc.com/...
  • @fennecferox @fennecferox on x
    the same people banning all porn when its profitable will tolerate literal child porn when its profitable im shocked https://twitter.com/...