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TEXXR

Chronicles

The story behind the story

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Revolut raises $800M Series E from SoftBank's Vision Fund 2 and Tiger Global at a valuation of $33B; Revolut was last valued at $5.5B in 2020

The fintech funding continues to roll in at a rapid pace, a result of the huge shift underway in how consumers spend and manage their money.

TechCrunch Ingrid Lunden

Context & Ripple Effects

Revolut’s prior $500M financing in 2020 valued the digital bank at $5.5B. Reports days before this round had already outlined a prospective SoftBank-led raise above $30B; the completed deal turns that reported target into a financing benchmark.

That $33B benchmark remained relevant in later liquidity activity: Revolut’s 2024 employee share sale was priced at $45B, explicitly above its 2021 fundraising valuation.

First-order effects

  • Revolut adds $800M of new financing while resetting its private valuation from $5.5B to $33B.
  • SoftBank’s Vision Fund 2 and Tiger Global gain positions in Revolut at the new $33B reference price.

Second-order effects

  • The deal validates the terms outlined in the earlier reported $750M-to-$1B fundraising talks, making the $33B mark the comparison point for Revolut’s subsequent private transactions.
  • Revolut’s 2024 employee share sale at $45B shows how the 2021 round became a baseline for later buyers and employee liquidity pricing.

Third-order effects

  • Revolut’s progression from a primary venture round to later employee share sales points to private-market liquidity becoming part of how large fintech valuations are reset, rather than relying only on new company financing.
  • If similar funding-to-secondary-sale sequences persist, large investors such as SoftBank and Tiger Global will have greater influence over private fintech price discovery through both initial rounds and later share purchases.

The trend: Large fintechs are increasingly establishing valuations through a sequence of concentrated primary financings and secondary share sales.

Discussion

  • @sarthakgh Sar Haribhakti on x
    Tiger has finally chosen the European player for its global consumer neobank portfolio Nubank in Brazil, FairMoney in Nigeria, Chime in US https://twitter.com/...
  • @ingridlunden Ingrid on x
    Well, SoftBank and Tiger G. have placed their bet on which European neobank they believe will rule the roost...On paper Revolut's now the largest fintech in the UK, and one of the biggest globally. tip @Techmeme https://twitter.com/...