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TEXXR

Chronicles

The story behind the story

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Tencent shares fell 4% on Monday and 4.4% on Friday, wiping out $62B, as sources say China's regulators will focus on Tencent following Ant Group crackdown

- Its fintech, payments business worth $120 billion: Bernstein  — Shares fall a second day on concern over regulatory scrutiny

Bloomberg Zheping Huang

Context & Ripple Effects

The Ant Group takedown gave Beijing a template, and sources now say Tencent is next in line. The market is pricing the risk fast: two down days erased $62B, and Bernstein pegs the fintech and payments business most exposed to that scrutiny at $120B of the company's value.

This extends a pattern investors already know well. The broader crackdown that wiped $823B off China's tech giants began with Alibaba's antitrust troubles, where shares slid 8%+ even as the company raised its buyback to $10B — a defensive playbook Tencent may now face pressure to copy.

First-order effects

  • Investors are repricing Tencent's payments and fintech arm — $120B per Bernstein — as regulatory risk rather than growth, driving the $62B two-day loss.
  • Tencent joins Alibaba as a named target of the campaign, after the antitrust watchdog's ban on unfair practices including exploiting user data already hit its shares once this year.

Second-order effects

  • Alibaba's response to the same pressure — lifting its repurchase program to $10B — sets the defensive template Tencent's management will be measured against as shareholders demand a floor under the stock.
  • WeChat's payments franchise becomes the next battleground for take-rate and data-use rules, forcing Tencent to restructure a business built on closed-loop user data.

Third-order effects

  • If the Ant-to-Tencent sequence holds, every major Chinese platform's fintech arm gets treated as a regulated utility rather than a growth engine, capping the multiples the whole sector can command.
  • Enforcement-by-precedent — each crackdown signaling the next target — becomes the operating environment for Chinese big tech, with the worst two-day sector drop since July 2021 showing how quickly policy signals translate into market-wide repricing.

The trend: China's tech crackdown is rolling from one platform giant to the next, with Ant Group's fate serving as the template that now puts Tencent's payments business in regulators' crosshairs.

Discussion

  • @mylesudland Myles Udland on x
    “All else equal, we think it could be argued that Tencent's fintech business is now valued at almost zero” https://www.bloomberg.com/...
  • @business @business on x
    Tencent shares fell a second day on concern regulators are now turning their sights to Pony Ma's business empire, fueling a $62 billion wipe-out that one brokerage says obliterated most of the value of its online finance business https://www.bloomberg.com/...
  • @luluyilun Lulu Yilun Chen on x
    Scoop: Pony Ma's Tencent has been put on notice. China's top financial regulators see Tencent as the next target for increased supervision after the clampdown on Jack Ma's Ant, sources say. https://www.bloomberg.com/... w @cocojournalist Zhengli & LuoJun