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TEXXR

Chronicles

The story behind the story

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Social investing and trading platform eToro, which operates in 140+ countries, launches a crypto trading platform and wallet service in 30 US states

TechCrunch :

TechCrunch

Context & Ripple Effects

This launch is eToro's entry ticket to the US market: a social investing platform operating in 140+ countries picks 30 states for its first crypto trading and wallet offering. The later arc shows why that beachhead mattered — eToro went on to attempt a $10.4B SPAC listing in 2021 before ultimately filing to list as ETOR on Nasdaq with $12.6B in 2024 revenue.

First-order effects

  • Retail traders across 30 US states gain access to eToro's crypto trading and wallet service, giving the Tel Aviv-based platform a direct US footprint for the first time.

Second-order effects

  • Operating as an unregistered broker in the US carried real cost: eToro USA later paid $1.5M and restricted American users to Bitcoin, Bitcoin Cash, and Ether under its SEC settlement, showing how the regulatory perimeter set hard limits on the very service being launched here.

Third-order effects

  • Crypto became the business rather than a feature — by the time of its Nasdaq IPO filing, roughly 96% of eToro's revenue came from cryptoassets — and wallet capability turned into a strategic asset the company eventually bought outright in its ~$70M Zengo acquisition.

The trend: Consumer trading platforms are converging on crypto as their core revenue engine, with US regulatory enforcement shaping which tokens and services they can actually offer.