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Chronicles

The story behind the story

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India's move to ban online real-money games over addiction and money laundering concerns appears valid, but it may push users toward offshore crypto casinos

India also just banned real-money gaming.  —  In one shot, we killed a sector that …

Bloomberg Andy Mukherjee

Context & Ripple Effects

India’s blanket prohibition caps a policy arc that had previously mixed tighter taxation with a prospective regulated-distribution model: the 28% online-gaming tax was followed by Google’s plan to admit self-regulatory-body-approved games to its Indian Play Store.

The legislation’s passage was quickly followed by cash-game shutdowns at major domestic platforms. The remaining question is whether eliminating the licensed domestic channel reduces harm or redirects demand to offshore crypto-based services.

First-order effects

  • Indian real-money gaming platforms must stop cash-game operations, immediately disrupting their ability to serve users and generate gaming revenue.
  • Players seeking real-money games may be exposed to offshore crypto casinos instead of domestic services, the displacement risk identified in the report.

Second-order effects

  • Enforcement shifts from supervising identifiable domestic operators to limiting access to cross-border gambling services and their payment paths.
  • The move reverses the earlier premise that app-store access and self-regulatory approval could channel the category into a governed domestic market.

Third-order effects

  • If users migrate rather than exit, India’s approach could sharpen the crypto legitimacy gap: prohibition may reduce formal-market visibility while leaving demand served through less accountable venues.
  • The policy choice sets up a durable tension between blanket bans aimed at addiction and money-laundering risks and regulated-market frameworks that seek oversight through licensed intermediaries.

The trend: India’s gaming crackdown is part of a broader contest between eliminating high-risk digital gambling and retaining enough regulated access to prevent demand from moving offshore.

Discussion

  • @anilksood5 Anil K Sood on x
    @andymukherjee70 Andy, a good one, as always. Thank you. But what if the unintended is intended? We have perfected the art of making things available even when there is prohibition. Public finance suffers but people who make things available gain. Prohibition in Gujarat and now i…
  • @anilksood5 Anil K Sood on x
    A brilliant piece as always, Andy. “The money-laundering menace that the policymakers are trying to address could get worse. These offshore gambling proceeds will become a source of crypto liquidity for residents looking to jump controls on capital outflows.”
  • @ruralindia @ruralindia on x
    I was unaware about most of what @andymukherjee70 has pointed out in this piece - the scale of money involved, crypto being used for gambling... err... gaming. All that going underground is hardly a rational response from GoI.
  • @andymukherjee70 Andy Mukherjee on x
    Wherein I argue that all that prohibition ever does is to push people toward moonshine. Gift link in reply. India's Betting-App Ban Will Stoke Money Laundering - Bloomberg https://www.bloomberg.com/...