Apple launches its Apple Card Savings account, announced in October 2022, letting users deposit Daily Cash rewards into a 4.15% high yield account with no fees
Months after its first announcement, Apple Savings is now available to Apple Card users, with users able to route Daily Cash rewards …
AppleInsider William Gallagher
Related Coverage
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Discussion
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@chancehmiller
Chance Miller
on x
Apple Card Savings Account is now live! Took less than two minutes to sign up. https://twitter.com/...
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@michaelmiraflor
Michael J. Miraflor
on x
Feels like a huge milestone for Apple's gradual diversification into services. 4.15% APY is fairly competitive. Notable how Goldman's (Apple's banking partner) own high-yield savings account Marcus is at 3.9%. https://www.wsj.com/...
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@wilfredfrost
Wilfred Frost
on x
Striking about the Apple savings product - it's offering more (4.15%) than the pure GS Marcus equivalent (3.9%), and yet GS, who are powering the product will have to share their margin with Apple. Offer more, get less. The power of Apple. https://www.ft.com/...
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@benedictevans
Benedict Evans
on x
New Apple Savings account. has launched. Very slick as ever. I wonder why it requires an Apple (credit) Card (and why it doesn't get top-level treatment within the wallet UI - it's a little buried) https://www.apple.com/...
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@munster_gene
Gene Munster
on x
Rough day for old school banks in their effort to win savings deposits. $AAPL announces Apple Card savings account with 4.15% annual percentage yield and no minimum. For comparison Citi Savings pays 0.10% and Wells Fargo 0.15%. https://twitter.com/...
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@merrynsw
Merryn Somerset Webb
on x
4.15%.. not bad at all! https://www.bloomberg.com/...
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@nikitabier
Nikita Bier
on x
The entire economy is on just one conveyor belt, waiting to be swallowed by Apple. https://twitter.com/...
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@munster_gene
Gene Munster
on x
If you can deposit more than $1m, Citi bumps their rate to 3.75%. In other words, Apple is giving a better deal with no minimum than bigger backs with huge minimums. https://twitter.com/...
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@patrickmcgee_
Patrick McGee
on x
On whether @apple is now a bank: Via: Apple and Goldman offer US savings account with 4.15% annual interest https://enterprise-sharing.ft.com/ ... @christianbowens https://twitter.com/...
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@trungtphan
Trung Phan
on x
Apple Card offering 4.15% on a high-yield savings account: • Says the rate is “more than 10x the national average” • No fees, no minimum deposits, and no minimum balance • FDIC for max balance of $250k https://twitter.com/...
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@goldmansachs
@goldmansachs
on x
Starting today, Apple Card users can choose to grow their Daily Cash rewards with a Savings account from Goldman Sachs. We are excited to introduce this new offering as we help consumers live healthier financial lives. https://www.apple.com/...
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@matthewstoller
Matt Stoller
on x
This is seriously messed up. Apple is launching a plan to move the entire economy into using Apple Cash. https://techcrunch.com/... https://twitter.com/...
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@pradeepviswav
@pradeepviswav
on x
The maximum balance for this high-yield Savings account is $250,000. Also, Goldman Sachs can change the interest rate and APY at any time. https://www.bigtechwire.com/ ... https://twitter.com/...
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@teroterotero
Tero Kuittinen
on x
Not Apple killing regional banks https://twitter.com/...
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@brandonbutch
Brandon Butch
on x
Apple Card's new high-yield Savings account is now available, offering a 4.15% APY No fees, no minimum deposits, and no minimum balance requirements. https://www.apple.com/... $AAPL
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@hugh_son
Hugh Son
on x
4.15% APY is not shabby @Apple , I wonder if this adds to pressure on banks who now are paying up to hold onto deposits 💸👇 https://www.cnbc.com/...
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@iswupdates
@iswupdates
on x
The Apple Card Savings account is now available in the US. Requires iOS 16.4 or later. Props to @aaronp613 for discovering it early https://www.apple.com/... https://twitter.com/...