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Chronicles

The story behind the story

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Forage, a payments processor that helps retailers and food-delivery companies accept EBT cards, raised a $40M Series B led by Mouro Capital at a $225M valuation

Forage secures venture funding as it expands food-stamp payment processing despite declining federal enrollment

Wall Street Journal Yuliya Chernova

Context & Ripple Effects

Forage previously raised a $22M Series A at roughly a $100M valuation to help grocers accept online SNAP payments. The new round extends that same payments-infrastructure focus to retailers and food-delivery companies, rather than representing a change in business model.

Related coverage also shows consumer-facing SNAP tooling in Propel’s Fresh EBT app; Forage operates on the merchant-payment side of that ecosystem. The funding arrives even as the article notes declining federal enrollment, making merchant adoption and processing reach central to its expansion case.

First-order effects

  • Forage gains $40M to expand its EBT-processing platform and support more retailer and food-delivery integrations.
  • Retailers and delivery companies that need to accept EBT have a better-capitalized specialist provider, while Mouro Capital becomes a lead investor in the company’s next growth phase.

Second-order effects

  • The financing raises pressure on other payment and commerce-infrastructure providers serving SNAP-eligible transactions to deepen their merchant integrations and service coverage.
  • As more merchants add EBT acceptance, consumer-facing tools such as SNAP balance and store-discovery apps have a larger pool of participating merchants to surface, though declining enrollment may constrain transaction growth.

Third-order effects

  • If funding continues to flow to EBT-payment infrastructure despite enrollment pressure, the category may evolve from a narrow online-grocery feature into a more broadly embedded checkout capability across retail and delivery.
  • The key structural test is whether specialized processors can build durable merchant networks before program participation and policy conditions limit the addressable transaction base.

The trend: This is part of the gradual digitization of benefit-payment acceptance, with specialized infrastructure companies trying to make EBT usable across mainstream online retail and delivery checkout flows.