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India's central bank ban on loading non-bank prepaid payment instruments using credit lines has created panic among Indian fintech startups

TechCrunch Manish Singh

Discussion

  • @ettech @ettech on x
    Fintech firms such as Jupiter, EarlySalary and KreditBee have temporarily stopped customers from making any transactions on their prepaid cards, after the RBI recently banned the industry from loading credit lines on PPIs. By @Ta_rush https://economictimes.indiatimes.com/ ...
  • @ashneer_grover Ashneer Grover on x
    Not allowing loading of pre paid instruments through credit is aimed at protecting bank's lazy credit card business from Fintech's potent BNPL business. It's a flex move by banks - rent seeking. But market is market and regulation will eventually come around to what market needs.