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Apple says JPMorgan will issue Apple Card, replacing Goldman, with an expected two-year transition; sources: Goldman is offloading ~$20B in outstanding balances

Goldman Sachs is offloading the credit-card balances at a more than $1 billion discount  —  JPMorgan Chase has reached a deal …

Wall Street Journal

Discussion

  • @aandriotis AnnaMaria Andriotis on x
    WSJ first reported that Goldman was looking to offload the Apple credit card program in 2023. Now, a deal with JPMorgan has been reached — with the roughly $20 billion of card balances going for more than a $1 billion discount, sources say. As reported with @ginaheeb first
  • @zachklein Zach Klein on x
    How did this happen? It seems that surely the thesis of the Apple Card must have been the opposite, to gain exposure to a pool with disproportionately lower ratio of subprime borrowers. https://www.wsj.com/... [image]
  • @iphoneincanada @iphoneincanada on x
    Apple Card Gets a New Bank and Canada Still Gets Nothing https://www.iphoneincanada.ca/ ... [image]
  • @snazzylabs Quinn Nelson on x
    I'll be completely honest: this has been such an open rumor for so long I thought it happened like a year ago
  • @tatchero @tatchero on x
    @theapplehub Goldman Sachs basically paid to get rid of this. Reports show the portfolio had such high delinquency rates and subprime exposure that Goldman sold the $20B balance at a massive discount just to exit.
  • @fttechnews @fttechnews on x
    JPMorgan to take over Apple's $20bn credit card portfolio from Goldman Sachs https://www.ft.com/...
  • @matthewkeyslive Matthew Keys on x
    Apple Card will transfer from Goldman Sachs to Chase, a bank with a history of cancelling accounts for questionable reasons. [WSJ] https://www.wsj.com/...
  • @pitdesi Sheel Mohnot on x
    JPMorgan is taking over the Apple Card from GS, who is offloading about $20B of balances at a $1B+ discount. Notable that the two most successful credit card launches in recent memory were built on bad bank unit economics, with banks losing tons of money before exiting. [image]
  • @aaronp613 Aaron on x
    Apple has published an FAQ about the transition https://learn.applecard.apple/ ...
  • @paytondev @paytondev on x
    @aaronp613 a whole lotta “additional details will be shared directly with Apple Card users as the transition date approaches”
  • @bzamayo Benjamin Mayo on x
    By the time the Chase Apple Card transition completes in 24 months, John Ternus as CEO will be old news and we'll be talking about iOS 30 rumours
  • r/AppleCard r on reddit
    JPMorgan Chase Reaches a Deal to Take Over the Apple Credit Card
  • r/apple r on reddit
    JPMorgan Chase Reaches a Deal to Take Over the Apple Credit Card
  • r/apple r on reddit
    Chase to become new issuer of Apple Card
  • r/AppleCard r on reddit
    JP Morgan finally confirmed to take over Apple card