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VOICE ARCHIVE

Steven Kelly

@stevenkelly49
13 posts
2026-02-08
“Erebor says it will open for business on Sunday, unusual for a bank, but a nod to its plans to integrate blockchain-based services that allow for transactions to settle around the clock.”
2026-02-08 View on X
Wall Street Journal

Palmer Luckey's Erebor becomes the first newly created bank to receive a national charter under the second Trump administration, launching with $635M in capital

2026-02-07
“Erebor says it will open for business on Sunday, unusual for a bank, but a nod to its plans to integrate blockchain-based services that allow for transactions to settle around the clock.”
2026-02-07 View on X
Wall Street Journal

Palmer Luckey's Erebor becomes the first newly created bank to receive a national charter under the second Trump administration, launching with $635M in capital

Erebor founder Palmer Luckey was one of the tech industry's early Trump supporters and is known for his penchant for Hawaiian shirts

2025-03-08
Let it begin: the OCC rescinds “IL-1179,” which called on its supervised banks to receive supervisory nonobjection before engaging in crypto activities. Next up? — rescission of the equivalent letters from the FDIC (FIL-16-2022) and the Fed (SR 22-6).
2025-03-08 View on X
Reuters

The US OCC says banks can engage in some crypto activities, rescinding prior guidance that told them they should clear such activities with regulators first

The U.S. regulator overseeing national banks clarified Friday that banks can engage in some crypto activities …

2024-10-15
Firm that offers on-demand redemption at par and pays zero interest will now lend excess capital. It's a bank.
2024-10-15 View on X
Bloomberg

Sources: Tether talked to several commodities trading firms about lending to them, as it hopes to face fewer regulatory restrictions than traditional lenders

Bloomberg :

2024-01-10
Shout-out to everyone who sold right here and is about to have their life turned upside down by the FBI (one of you did it): [image]
2024-01-10 View on X
CoinDesk

An X post from US SEC Chair Gary Gensler says that the @SECGov's “twitter account was compromised”, and that the agency has not approved spot bitcoin ETFs

The X account of the U.S. Securities and Exchange Commission, which is deciding whether to approve bitcoin ETFs, “was compromised,” the regulator told CoinDesk.

Imagine hacking a major government agency's Twitter account only to say “Bitcoin ETF approved” So much wasted opportunity for hilarity. This is why people hate crypto
2024-01-10 View on X
CoinDesk

An X post from US SEC Chair Gary Gensler says that the @SECGov's “twitter account was compromised”, and that the agency has not approved spot bitcoin ETFs

The X account of the U.S. Securities and Exchange Commission, which is deciding whether to approve bitcoin ETFs, “was compromised,” the regulator told CoinDesk.

2023-09-21
Normally, there's no way to internally expand the money supply in crypto because there's no central bank, and stablecoins are only issued against inflows of fiat dollars. Tether “loans,” however, are stablecoin issuance against other collateral — historically, other crypto.
2023-09-21 View on X
Wall Street Journal

Tether confirms resuming lending its stablecoins to clients, less than a year after committing to end such loans; $5.5B of its assets were loans as of June 30

Cryptocurrency issuer had said it would cut loans to zero in 2023  —  Tether Holdings resumed lending out its own stablecoins to customers …

The Tether spokesperson said its aim with the loans “is to prevent any significant depletion of our customers' liquidity or the need for them to sell their collateral at potentially unfavorable prices, which could result in losses.” AKA - it's crypto's discount window.
2023-09-21 View on X
Wall Street Journal

Tether confirms resuming lending its stablecoins to clients, less than a year after committing to end such loans; $5.5B of its assets were loans as of June 30

Cryptocurrency issuer had said it would cut loans to zero in 2023  —  Tether Holdings resumed lending out its own stablecoins to customers …

2023-08-11
Deposit beta of 0 and benefiting from the rescue of uninsured deposits... A great business to be in.
2023-08-11 View on X
Bloomberg

Circle has $1B+ in cash and had $779M in revenue in H1 2023, compared to $772M for all of 2022; USDC in circulation has fallen to ~$26B from ~$45B in January

Yueqi Yang / Bloomberg :

2023-03-14
But, couldn't it set up the Silicon Valley Emergency Liquidity Facility - making assistance broadly available? Dodd-Frank also forbade the Fed from assisting insolvent entities. The Fed has flexibility in defining “insolvent,” but the SVB's state regulator declared it insolvent: https://twitter.com/...
2023-03-14 View on X
New York Times

Signature's and SVB's collapse was aided by GOP-led Dodd-Frank reforms that raised the “stress test” threshold from $50B to $250B, pushed for by SVB executives

Officials with Signature and Silicon Valley banks, which regulators seized in recent days, called for looser financial requirements for midsize banks.

A lot of talk over whether SVB “should” get a “bailout,” but it's worth outlining that it might not be able to without legislation. Crisis-fighters' authorities were curtailed following 2008. The Fed and Treasury almost certainly can't rescue SVB now. Maybeeee the FDIC... [1/x]
2023-03-14 View on X
New York Times

Signature's and SVB's collapse was aided by GOP-led Dodd-Frank reforms that raised the “stress test” threshold from $50B to $250B, pushed for by SVB executives

Officials with Signature and Silicon Valley banks, which regulators seized in recent days, called for looser financial requirements for midsize banks.

2023-03-12
Probably notable that the FDIC couldn't wait until the close of business today to shut it down
2023-03-12 View on X
Bloomberg

As the “Bank of Startups”, Silicon Valley Bank collapsed from its exposure to interest-rate risk, a lack of diversity among depositors, and VC herd mentality

an unsecured illiquid claim on a failed bank. Absent @jpmorgan @citi or... https://twitter.com/... Bob Elliott / @bobeunlimited : Fed/FDIC decisions on SVB determine whether they r...

2023-03-11
Probably notable that the FDIC couldn't wait until the close of business today to shut it down
2023-03-11 View on X
Bloomberg

As the “Bank of Startups”, Silicon Valley Bank collapsed from its exposure to interest-rate risk, a lack of diversity among depositors, and VC herd mentality

Programming note: Money Stuff was supposed to be off today, but: bank run!  —  SVB