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VOICE ARCHIVE

Nik

@nikmilanovic
18 posts
2025-11-08
Business banking platform @mercury is a monster. Still growing 40% year-over-year with $650M in annualized revenue and 200k+ business customers. And no slow-down in sight. Very happy @immad let @thefintechfund back them 🫡
2025-11-08 View on X
Fortune

Neobank Mercury says it has hit $650M in annualized revenue, up from $500M by end of 2024, and has been GAAP profitable on net income and EBITDA for three years

In fintech, most companies burn cash chasing growth at any cost, but for us? … Carly Lippman : Almost four years in at Mercury and I'm still so proud of what we're building.  Loved...

2024-11-24
The whole @benedictevans gen AI writeup is interesting, but I liked this chart in particular. https://www.ben-evans.com/... We're very much still in the bolt-on era. Reminds me of this article: “Why didn't electricity immediately change manufacturing?” https://www.bbc.com/... [image]
2024-11-24 View on X
Benedict Evans

An overview of macro tech trends for 2025, focusing on generative AI, LLMs, scaling challenges with training ever bigger AI models, the capex surge, and more

Presentations Every year, I produce a big presentation exploring macro and strategic trends in the tech industry.  For 2025, ‘AI eats the world’.

2023-09-22
Excited for @bamazizii and the team at @meshconnectapi, who just raised their $22M Series A from a great group of investors led by @moneyforward. Watching the team launch a consumer-focused brokerage aggregator, build it into a B2B trade execution platform, and leverage that to... [image]
2023-09-22 View on X
TechCrunch

Mesh, which helps its customers transfer and manage digital assets like crypto, raised a $22M Series A led by Money Forward, bringing its total funding to $32M

Kyle Wiggers / TechCrunch :

2023-05-25
this is incredible! AI decodes brain signals to let a paralyzed patient walk again. the best tech, when it debuts, is indistinguishable from magic. https://www.nytimes.com/...
2023-05-25 View on X
New York Times

A study describes how a patient who was paralyzed from waist down was able to walk naturally again with brain and spine implants using an AI thought decoder

In a new study, researchers describe a device that connects the intentions of a paralyzed patient to his physical movements.

2022-10-13
if you ever wonder why most VCs kind of sound the same https://twitter.com/...
2022-10-13 View on X
@bitech

[Thread] A tech startup founder describes how he made ~$200K in 2021 by ghostwriting tweets for venture capitalists, as a side hustle for five hours per week

👻 Ghostwriting tweets for venture capitalists is the side hustle of the founder of a tech startup (who asked to remain anonymous). Last year he made about $200,000. Here's how he d...

2022-09-13
Really interesting breakdown of the @Apple wallet's integration of progressively more non-payment credentials by @mikulaja https://twitter.com/...
2022-09-13 View on X
Fintech Business Weekly

How Apple's Cooperative R&D Agreement on digital IDs with the TSA in March 2019 could disadvantage its rivals in developing mobile identity credentials

Jason Mikula / Fintech Business Weekly :

2022-09-12
honestly the least surprising story of the year https://www.vox.com/... https://twitter.com/...
2022-09-12 View on X
Vox

A look at concerns for women at Launch House, an a16z-backed startup promising “community” to young tech founders, such as sexual assault and a lack of security

Rebecca Jennings / Vox : Tweets: @nikmilanovic , @taylorlorenz , @juliarubin , and @taylorlorenz Tweets: Nik / @nikmilanovic : honestly the least surprising story of the year http...

2022-04-01
A resident got tired of waiting for e-commerce delivery to come to French Polynesia, so he built it himself. His courier service hand-ships last-mile deliveries across over 3,500 sq km - an area larger than France. People place orders via FB Messenger. https://restofworld.org/...
2022-04-01 View on X
Rest of World

How homegrown courier services in French Polynesia are building their own online shopping service to fill the gaps left by e-commerce giants in remote islands

an area five times as large as the French mainland. Now it's getting online shopping https://restofworld.org/... Vicki Turk / @vickiturk : How do you do online shopping when you li...

2022-03-30
I dunno ... $1B with $600k arr doesn't sound too different from $11B with $30mm
2022-03-30 View on X
The Information

Sources: Stripe-backed one-click checkout service Fast generated just ~$600K in 2021 revenue; source says Fast tried raising a $100M Series C in late 2021

Several startups have been racing to sell software known as one-click checkout to retailers such as The Honest Company and Forever 21 …

2022-02-08
It was fun talking to @mariogabriele about the genesis of @TheFintechFund in his piece on solo capitalists. The venture model - long a facilitator of disruption - is itself experiencing disruption, most of all by solo capitalist at the early-stage. https://www.readthegeneralist.com/ ...
2022-02-08 View on X
The Generalist

A deep dive into the rise of “solo capitalists”, who are increasingly competing to lead seed, Series A, and later stage rounds against traditional VC firms

Mario Gabriele / The Generalist : Tweets: @mariogabriele , @andreasklinger , @melt_dem , @nikmilanovic , and @moniquewoodard Tweets: Mario Gabriele / @mariogabriele : Ever since @...

2021-12-23
Damn this has been a long downward slide https://www.americanbanker.com/ ...
2021-12-23 View on X
Reuters

The US CFPB orders online payday lender LendUp to shutter lending operations after finding it repeatedly lied to and illegally cheated its customers

it has been a long time coming. In other news, anyone looking to buy my shares of LendUp? Rohit Chopra / @chopracfpb : We will be working to provide redress to borrowers cheated by...

2021-11-10
1) A massive fundraise for a South African fintech. 2) But $141mm total raised at a $400mm valuation... https://techcrunch.com/...
2021-11-10 View on X
TechCrunch

Jumo, a fintech helping entrepreneurs of SMBs in emerging markets gain access to loans, raises $120M led by Fidelity, report says at a $400M valuation

JUMO, a South Africa- and London-based company that offers financial services to entrepreneurs and businesses in emerging markets …

2021-06-30
Congrats to @StephKirkpat and the team at @hello_orum! It's been inspiring to watch this team, one of my favorite fintechs, build the back-end for frictionless money movement in the US. The $56mm from @Accel and @CanapiVentures is validation of that. https://techcrunch.com/...
2021-06-30 View on X
TechCrunch

Orum, which provides an API to help financial institutions move money in real time, raises $56M Series B, bringing its total raised to $82M+

2021-06-18
It's been inspiring to watch @itaidamti and @unit_co_ ship products every single week. Even more exciting is their launch of Unit Go, which allows companies to create live bank accounts and issue physical and virtual cards in minutes! Onward 🚀 https://techcrunch.com/... #fintech
2021-06-18 View on X
TechCrunch

Unit, which helps companies build financial and banking products, raises $51M Series B led by Accel, bringing its total raises to ~$70M

Mary Ann Azevedo / TechCrunch :

2020-12-04
This is a story we'll hear about from all angles. (1) Big validation for the embedded banking thesis. (2) @GoldmanSachs has done an excellent job pivoting to consumer fintech. (3) It begins with @Shopify, but does it trickle down to all businesses? https://www.wsj.com/...
2020-12-04 View on X
Wall Street Journal

Stripe launches Treasury to let its customers offer checking accounts and other business-banking services; Shopify will offer the services from early next year

Hello!  Today: A new breed of startups is trying to help other startups manage their finances better. Stripe : Stripe launches Stripe Treasury in major expansion of financial servi...

2020-08-01
This meant either (1) waiting for every merchant to upgrade their POS system to accept #ApplePay, or (2) Apple building or buying a better POS system itself, to get merchants to accept mobile payments. That's why the @mobeewave rumor, if it's true, makes so much sense.
2020-08-01 View on X
Bloomberg

Apple acquires Mobeewave, whose app lets shoppers tap their credit card or phone on a smartphone to make a payment; one source says the deal is worth ~$100M

- Apple acquires Canada's Mobeewave for about $100 million  —  Apple Inc. has acquired Mobeewave Inc., a startup with technology …

2020-05-12
Exciting to see more details coming to light on CartaX, especially if @cartainc launches it this summer. “If CartaX wins, in 10 years there won't be a NYSE or a Nasdaq.” A small step to combat inequality in access to investments between rich and poor. https://www.ft.com/...
2020-05-12 View on X
Financial Times

Equity management platform Carta is planning to launch CartaX, a private share trading platform to rival Nasdaq, this summer for companies worth $1B+

Silicon Valley start-up poised to launch exchange as tech companies delay IPOs  —  The Silicon Valley start-up Carta is planning to launch … Tweets: @sameer_singh17 , @mayazi , @th...

2020-02-11
This could be the start of a major transition for #fintech. Regulatory recognition is a critical milestone on the road to financial inclusion through new innovative business models: https://medium.com/... @VaroMoney #financialinclusion
2020-02-11 View on X
Axios

Varo Money says it has received FDIC approval for federal deposit insurance, bringing it closer to a national bank charter, a first for a fintech startup

Felix Salmon / Axios :