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VOICE ARCHIVE

Mengxi Lu

@mengxilu
17 posts
2023-11-09
This is not DDoS, it is 10000 hackathons that started all over the world right after the @OpenAI dev day.
2023-11-09 View on X
Bloomberg

OpenAI says ChatGPT and its API are grappling with “abnormal traffic” and has spotted signs of a DDoS attack resulting in periodic outages

- OpenAI says on its site it's grappling with “abnormal traffic”  — The US startup introduced a preview version of GPT-4 Turbo

2022-07-19
Inflation is real https://slack.com/...
2022-07-19 View on X
TechCrunch

On September 1, Slack plans to update its free plan to show the last 90 days of messages and raise its Pro pricing to $87/user per year or $8.75/user per month

Slack, the chat platform that serves as an online watercooler for oh-so-many teams, is bumping up its monthly price and changing the way its free plan works.

2021-10-02
Building banking product at scale is still hard https://www.wsj.com/...
2021-10-02 View on X
Wall Street Journal

Google scraps plans for mobile-first bank accounts service Plex; sources say the move follows April departure of a Google Pay exec who championed the project

Tech giant had partnered with Citigroup and other banks on ‘Plex’ accounts that would sync with Google Pay

2021-08-05
One of the most interesting and impressive regulatory arbitrage play in the Fintech space https://twitter.com/...
2021-08-05 View on X
TechCrunch

Denver-based Reserve Trust, which enables domestic and international B2B payments, raises $30.5M Series A led by QED Investors

Mary Ann Azevedo / TechCrunch :

2021-08-02
Square buying Afterpay in all stock is the ultimate demonstration of how buy now pay later works
2021-08-02 View on X
Reuters

Square says it's buying Australia-based buy now, pay later service Afterpay for $29B in an all-stock deal, paying a 30% premium on Afterpay's last closing

U.S. fintech company Square Inc (SQ.N) said on Monday it had agreed to purchase Australian buy now/pay later giant Afterpay Ltd …

2021-05-01
Really impressive results of self-supervised learning from Facebook research https://twitter.com/...
2021-05-01 View on X
VentureBeat

Facebook details DINO self-supervised AI for object discovery and segmentation in images/videos, and PAWS, a new ML approach to classify poorly labelled images

2021-03-05
Just imagine working at Square this week: * Bitcoin is back at $50k * We are a bank now * We bought a music app and Jay-z became board member And it is just Thursday
2021-03-05 View on X
New York Times

Square acquires a majority stake in Jay-Z's streaming service Tidal for $297M; Jay-Z will join Square's board

What did Jay-Z and Jack Dorsey talk about when they went yachting around the Hamptons together last summer?  Perhaps only Beyoncé knows.  —  Maybe now we do, too.

2020-12-04
Stripe team delivered it again, this is impressive. BaaS is hard to build bc it is tricky to define the product boundaries between the platform, bank partners and customer. This low-touch, embedded, pure software approach makes most sense to me. Congrats on another launch! https://twitter.com/...
2020-12-04 View on X
Wall Street Journal

Stripe launches Treasury to let its customers offer checking accounts and other business-banking services; Shopify will offer the services from early next year

Hello!  Today: A new breed of startups is trying to help other startups manage their finances better. Stripe : Stripe launches Stripe Treasury in major expansion of financial servi...

2020-06-26
Uber is deprioritizing the Uber Money effort to focus on core business. More opportunities for B2B players in the “embedded finance” space to help larger cos enable these fintech capabilities and monetize on large distribution and proprietary data https://www.reuters.com/...
2020-06-26 View on X
Bloomberg

In email to staff, Uber CEO says it will “deprioritize” its finance-related projects, including Uber Money, as the head of its financial products quits

Uber Technologies Inc.'s financial services leader Peter Hazlehurst is calling it quits as the ride-hailing giant focuses …

2020-03-03
Reading between the lines here, sounds like the new FB Messenger app completely ditched React Native? “... we reduced core Messenger code by 84 percent, from more than 1.7M lines to 360,000.” “... using the native OS wherever possible” https://engineering.fb.com/...
2020-03-03 View on X
Fast Company

Behind Facebook's rewrite of Messenger, going live today, that has shrunk the iOS app's size from 130MB to 30MB and its codebase from 1.7M to 360K lines of code

To make its iPhone messaging app run better—especially on older phones—Facebook rewrote it from the ground up.  The new version is going live now.

2020-02-23
Intuit CEO: “what is the lowest CAC we can get to if we have the largest consumer financial data network possible?” Credit Karma: “Free, free free free” https://twitter.com/...
2020-02-23 View on X
Wall Street Journal

Sources: Intuit is nearing a deal to buy personal finance portal Credit Karma for about $7B in cash and stock; the deal could be announced as soon as Monday

Acquisition would be Intuit's largest ever and the first sizable transaction under CEO Sasan Goodarzi Tweets: @cararlombardo , @carnage4life , @bsteverman , @chriszeoli , @cararlom...

2020-02-19
LendingClub is acquiring Radius Bank. $185M for: 1. A core banking platform w/ decent number of clients using its BaaS APIs 2. A suite of commercial lending and treasury management products 3. A direct relationship with key regulators What a steal. https://www.prnewswire.com/...
2020-02-19 View on X
CNBC

LendingClub is acquiring Boston-based online bank Radius Bancorp in a deal valued at $185M, making it the first US fintech company to acquire a bank

- LendingClub, a fintech company that pioneered personal loans made online, is buying a U.S. bank to give it access to a stable and cheaper source of funding, CNBC has learned.

2020-02-11
.@VaroMoney finally got FDIC approval, nears final stage of a 3-year journey to acquire national bank charter. Neobanks have dreamed of this day since @simple first launched in 2012, it's been a long time coming. Congrats to @colindwalshsf and team! https://www.axios.com/...
2020-02-11 View on X
Axios

Varo Money says it has received FDIC approval for federal deposit insurance, bringing it closer to a national bank charter, a first for a fintech startup

Felix Salmon / Axios :

2020-02-09
A little bit buried in the news today: LexisNexis acquired fraud solution provider Emailage, just a few days after they announced the acquisition of ID Analytics. Consolidation and competition of decisioning data vendors/brokers continue to ramp up. https://www.prnewswire.com/...
2020-02-09 View on X
Financial Times

LexisNexis Risk Solutions, part of RELX, agrees to buy Arizona-based Emailage, which uses machine learning to help clients detect fraud; source says for ~$480M

Relx is to buy Arizona-based Emailage for about $480m, as the UK-listed information and analytic group deepens its push into the fraud prevention sector.

2020-01-20
Interesting report from @HindenburgRes on Opera's (the browser) questionable pivot into short-term lender in Africa and India. $OPRA might just be tip of the iceberg, Africa has been a wild west for microlending due to fragmented financial regulation https://hindenburgresearch.com/ ...
2020-01-20 View on X
Hindenburg Research

Research: Opera, known for its web browser, allegedly issues predatory loans in Kenya, Nigeria, and India via Android apps, likely violating Play Store policies

GET OUR LATEST REPORTS DELIVERED TO YOUR INBOX  —  Summary (NASDAQ: OPRA)  — Opera went public in mid-2018 based largely on prospects for its core browser business.

2020-01-15
So Google officially announced that they will drop third-party cookies by 2020. It was estimated that it would reduce publisher ad revenue by 52%. Chrome will become the single source of truth for ads measurement and targeting. https://blog.chromium.org/...
2020-01-15 View on X
CNET

Google says it will phase out support for third-party cookies in Chrome within two years

just not anytime soon Tweets: Justin Schuh / @justinschuh : We shared an update today on our plans to phase out 3P tracking from the Web over the next two years. https://blog.chrom...

2019-12-07
Just when I was wondering “how is VSCO doing nowadays”, “VSCO is on pace to surpass 4 million paying users in 2020... approaching $80 million in annual revenue” 💥 https://techcrunch.com/...
2019-12-07 View on X
TechCrunch

Profile of VSCO, a photo-sharing app with a reported valuation of $550M, which is trending towards 4M paying users in 2020, up from 2M in late 2018

No likes, no comments, no follower count — VSCO sells a sense of belonging  —  Long before Instagram toyed with removing “likes,” VSCO … Tweets: @glenngabe , @jessiechar , @joeldfl...